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Deserve Credit Cards

1 min read
Brendan Harkness By Brendan Harkness Sep 24, 2019

Deserve (formerly known as SelfScore) is a newer credit card issuer focused on providing credit cards to people with fair credit and people who don’t already have significant positive credit history established on their credit reports, like international students.

There are three Deserve cards issued by Celtic Bank, which are all Mastercards: Deserve Pro, Deserve Edu, and Deserve Classic. None of them have annual fees or foreign transaction fees.

Unlike secured cards, which are normally available to people with limited credit history, the Deserve cards don’t require security deposits to establish their credit limits.

Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.

Deserve Pro

The Deserve Pro card earns rewards in the form of unlimited cash back: 3% on travel and entertainment, 2% at restaurants, and 1% on everything else.

Deserve Pro Mastercard

Deserve Pro Mastercard

Our rating
Credit rangeFair
Details
Annual Fee$0
Regular APR17.74%–24.74% Variable
Apply Now

securely on the issuer's website

Deserve Edu

The Deserve Edu card is designed for college students, including international students. It provides 1% cash back for every purchase and includes a statement credit for an Amazon Prime Student membership.

Deserve Edu Mastercard

Deserve Edu Mastercard

Our rating
Credit rangeNo Credit
Details
Annual Fee$0
Regular APR20.49% Variable
Apply Now

securely on the issuer's website

Deserve Classic

This is the oldest of the Deserve credit card offers. With no annual fee and no rewards, it’s designed mostly for helping people with no credit scores or low scores to build up their credit history.

Deserve Classic Mastercard

Deserve Classic Mastercard

Our rating
Credit rangeNo Credit
Details
Annual Fee$0
Regular APR24.74% Variable
Apply Now

securely on the issuer's website

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