Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Deserve (formerly known as SelfScore) is a newer credit card issuer focused on providing credit cards to people with fair credit and people who don’t already have significant positive credit history established on their credit reports, like international students.
There are three Deserve cards issued by Celtic Bank, which are all Mastercards: Deserve Pro, Deserve Edu, and Deserve Classic. None of them have annual fees or foreign transaction fees.
Unlike secured cards, which are normally available to people with limited credit history, the Deserve cards don’t require security deposits to establish their credit limits.
The Deserve Pro card earns rewards in the form of unlimited cash back: 3% on travel and entertainment, 2% at restaurants, and 1% on everything else.
The Deserve Edu card is designed for college students, including international students. It provides 1% cash back for every purchase and includes a statement credit for an Amazon Prime Student membership.
This is the oldest of the Deserve credit card offers. With no annual fee and no rewards, it’s designed mostly for helping people with no credit scores or low scores to build up their credit history.
Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page. Advertiser relationships do not affect card evaluations. Advertising partners do not edit or endorse our editorial content. Content is accurate to the best of our knowledge when it's published. Learn more in our Editorial Guidelines.