Deserve Credit Cards

John Ganotis

John Ganotis

Updated Dec 12, 2018

Deserve (formerly known as SelfScore) is a newer credit card issuer focused on providing credit cards to people with fair credit and people who don’t already have significant positive credit history established on their credit reports, like international students.

There are three Deserve cards issued by Celtic Bank, which are all Mastercards: Deserve Pro, Deserve Edu, and Deserve Classic. None of them have annual fees or foreign transaction fees.

Unlike secured cards, which are normally available to people with limited credit history, the Deserve cards don’t require security deposits to establish their credit limits.

Take note that Deserve will need to connect to your bank account to verify your balance. If you have privacy or security concerns this might worry you, but it seems logical because Deserve bases its decision on more than just an applicant’s credit history.

Deserve Pro

The Deserve Pro card earns rewards in the form of unlimited cash back: 3% on travel and entertainment, 2% at restaurants, and 1% on everything else.

Deserve Pro Mastercard
Apply Now

Deserve Pro Mastercard

For People with
Fair Credit

  • Annual Fee: $0
  • Interest Rate: 17.99%–24.99% Variable
Quick Card Facts
  • No SSN required for International students or professionals. Available to L1, O1, and H1B visa holders.
  • Priority Pass™ Select Membership (valued at $99), after you make $1,000 of purchases with your new Deserve Pro Mastercard within the first 90 days after activation.
  • 3% cash back on travel & entertainment; 2% cash back on restaurants; 1% unlimited cash back on all other purchases.
  • Credit limits up to $10,000.
  • $0 annual fee & no foreign transaction fees.
  • No security deposit or co-signer required.
  • Helps students and professionals build credit history and gain financial independence.
  • Use anywhere in the world where Mastercard is accepted.
  • Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection.
  • Complimentary cellphone insurance up to $600.

Deserve Edu

The Deserve Edu card is designed for college students, including international students. It provides 1% cash back for every purchase and includes a statement credit for an Amazon Prime Student membership.

Deserve Edu Mastercard
Apply Now

Deserve Edu Mastercard

For People with
No Credit

  • Annual Fee: $0
  • Interest Rate: 20.74% Variable
Quick Card Facts
  • No SSN required for International students. Available to students (enrollment verification is required)
  • Amazon Prime Student Membership (get reimbursed for subscription fees up to a lifetime total of $59)
  • 1% unlimited cash back on all purchases
  • Credit limits up to $5,000
  • $0 annual fee & no foreign transaction fees
  • No security deposit or co-signer required
  • Helps students build credit history and gain financial independence
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection
  • Complimentary cellphone insurance up to $600

Deserve Classic

This is the oldest of the Deserve credit card offers. With no annual fee and no rewards, it’s designed mostly for helping people with no credit scores or low scores to build up their credit history.

Deserve Classic Mastercard
Apply Now

Deserve Classic Mastercard

For People with
No Credit

  • Annual Fee: $0
  • Interest Rate: 24.99% Variable
Quick Card Facts
  • Not a secured card
  • Available to individuals establishing credit - Domestic & International
  • Credit limits up to $1,500
  • $0 annual fee & no foreign transaction fees
  • No security deposit or co-signer required
  • Helps individuals build credit history and gain financial independence
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection
  • Complimentary cellphone insurance up to $600
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