Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
While this card offers some rewards for spending elsewhere, you’ll also earn 2%–5% back at Macy’s depending on how much you spend. Along with a higher-than-average purchase APR, you’ll get a birthday surprise every year, Star Money Days, and surprise savings at checkout.
You can apply for this card online or by visiting a Macy’s store.
You can access your account on the Macy’s website. If you’re having trouble creating or accessing your account online, we recommend you call the phone number on the back of your card or 1-888-257-6757 for help.
To pay your bill, see this page for the bill payment mailing address and other payment options.
For more information, see our FAQ section about this card.
Basic cardholders won’t earn any rewards at Macy’s, but if you raise your status to Platinum you’ll get 5% back at Macy’s.
|Status||Annual Spend Requirement||Annual Star Passes||Benefits|
You may be able to get cash out of an ATM with your Macy’s American Express as a cash advance, but that comes with very high fees. Learn about how cash advances work here.