DCU Visa® Platinum


For People with
Fair Credit

REVIEWS

Reviews

The DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.25% Variable for purchases, balance transfers, and cash advances.

Cardholders get benefits like Extended WarrantiesTravel Accident Insurance, and an Auto Rental Collision Damage Waiver.

There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.

Card Quick Facts

Card Quick Facts

  • APRs of 10.25%–18.00% Variable for purchases, balance transfers, and cash advances
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 10.25%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18% Variable
Late Fee Up to $35
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 10.25%–18.00% Variable
Balance Transfer Fee 0%
Cash Advances

Cash Advances

Cash Advance APR 10.25%–18.00% Variable
Cash Advance Fee 0%

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Liability Protection

    You won’t be held responsible for fraudulent transactions.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Extended Warranty

    Eligible warranties can be extended by up to an additional year.

  • Auto Rental Collision Damage Waiver

    Collision damage or theft on auto rentals are covered if you rent the car with your card and decline the rental company’s coverage.

  • Travel Accident Insurance

    Get up to $500,000 on death and dismemberment when you use your card to purchase a common carrier ticket on any airline, train, ship, or bus.

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