DCU Visa® Platinum


For People with
Fair Credit

REVIEWS

Reviews

The DCU Visa Platinum is a simple, low-rate card offering APRs as low as 10.25% Variable for purchases, balance transfers, and cash advances.

Cardholders get benefits like Extended WarrantiesTravel Accident Insurance, and an Auto Rental Collision Damage Waiver.

There are no rewards, but there are also no fees: no balance transfer fee, no cash advance fee, no foreign transaction fee, and no annual fee.

Card Quick Facts

Card Quick Facts

  • APRs of 10.25%–18.00% Variable for purchases, balance transfers, and cash advances
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 10.25%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18% Variable
Late Fee Up to $35
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 10.25%–18.00% Variable
Balance Transfer Fee 0%
Cash Advances

Cash Advances

Cash Advance APR 10.25%–18.00% Variable
Cash Advance Fee 0%

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Liability Protection

    You won’t be held responsible for fraudulent transactions.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Extended Warranty

    Eligible warranties can be extended by up to an additional year.

  • Auto Rental Collision Damage Waiver

    Collision damage or theft on auto rentals are covered if you rent the car with your card and decline the rental company’s coverage.

  • Travel Accident Insurance

    Get up to $500,000 on death and dismemberment when you use your card to purchase a common carrier ticket on any airline, train, ship, or bus.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
No Credit Check Credit Cards (And Why We Don’t Recommend Them)
Susan Shain | Dec 07, 2018

Looking for a no credit check credit card that also offers instant approval? Here are our recommendations — plus why you should proceed with caution.

Read More
Brendan Harkness
Review of the Victoria’s Secret Angel Card
Brendan Harkness | Dec 01, 2018

The Victoria's Secret Angel Card and PINK card are popular for their rewards. But are these store cards worth getting? Read our review to find out.

Read More
Susan Shain
What Are Contactless Credit Cards? And How Do I Get One?
Susan Shain | Nov 29, 2018

Contactless credit cards are finally catching fire in the U.S. Here’s how to use this futuristic technology — and start paying with a wave of your hand.

Read More