DCU Visa® Platinum Secured Credit Card

Digital Federal Credit Union, in Massachusetts and New Hampshire, has a card that can help establish or improve your credit history.

A great option for college students, this card offers lenient penalties, very few fees, and travel and online benefits. It’s also one of our picks for the Best Secured Credit Cards for Bad Credit: 2018.

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Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 0%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 12.75% Variable
  • Cash Advance APR 12.75% Variable
  • Penalty APR 18.00% Variable
  • Late Fee Up to $35
  • Returned Payment Fee See Terms

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Security

  • Optional Overdraft Protection

    If you overdraw from your DCU bank account, your card will be charged so you can avoid overdraft fees.

  • Fraud Protection

    You will not be held responsible for unauthorized use of your card.

  • Chip-and-Signature Technology

    For added protection when shopping. You can find more information on EMV technology here.

Shopping

  • Extended Warranty

    Eligible warranties can be extended by up to an additional year.

  • Visa Checkout

    Added security when shopping – use a password instead of your card number.

Travel

  • Auto Rental Collision Damage Waiver

    Collision damage or theft on auto rentals are covered if you rent the car with your card and decline the rental company’s coverage.

  • Travel Accident Insurance

    Get up to $500,000 on death and dismemberment when you use your card to purchase a common carrier ticket on any airline, train, ship, or bus.

  • Room Coverage

    If you’re late to eligible hotels, motels, and resorts, you’re guaranteed that your room remains available.

Visitor Reviews

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