DCU Visa® Platinum Secured Credit Card


For People with
Bad Credit

REVIEWS

Reviews

Digital Federal Credit Union, in Massachusetts and New Hampshire, has a card that can help establish or improve your credit history.

A decent option for college students, this card offers lenient penalties, very few fees, and travel and online benefits.

Card Quick Facts

Card Quick Facts

  • No annual fee
  • Extended Warranty
  • Travel Insurance
  • Build credit with this card and graduate to a better one

For People with
Bad Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

None

How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.25% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18.00%
Late Fee Up to $35
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 13.25% Variable
Balance Transfer Fee None
Cash Advances

Cash Advances

Cash Advance APR 13.25% Variable
Cash Advance Fee None

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by Rhonda Day
Use the Phone People

After reading the previous review from George in 2014, I decided to use the most basic form of communication known to man in order to check on the status of my application - THEIR PHONE NUMBER: 508 263 6700 or 800 328 8797. These still exist people, so please, don't forget to go to the site and click the Contact button to see if there're any numbers you can call. DO NOT RELY SOLELY ON EMAIL CORRESPONDENCES FOR ANSWERS YOU NEED.

Unfortunately l was not able to get a credit card from them due to some delinquencies in the past and the lack of credit I have (although I was under the impression that getting this card would help to establish and build my credit as this site claims ).

Must keep looking.

by George
No Response at All

I have been searching for a "Secured Credit Card" to rebuild my credit. Read many reviews about DCU Loans and their Secured Credit Card, so I went online and applied.
After not hearing anything, except an e-mail that said we have received your application and a DCU representative will contact you shortly, I sent them an e-mail.
Well, 5 days later, still haven't heard a word.
Sent a few e-mails , and not one has been answered.
Not sure if this is an old company that isn't in business anymore, or they just pick and choose who they answer?
Confusing, because most places give you an answer in about 2 minutes.
These guys..well...I'm still waiting.
Just thought I'd share my experience.

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