DCU Visa® Platinum Rewards


For People with
Fair Credit

REVIEWS

Reviews

The DCU Visa Platinum Rewards card is a mediocre reward card, only offering 1X point per dollar spent on every purchase.

The low APRs are probably this card’s best features: just 13.50%–18.00% Variable for purchases, balance transfers, and cash advances.

You’ll also get benefits like Travel Accident Insurance and Extended Warranties.

The DCU Visa Platinum Rewards is exceptional for its lack of fees: there are no balance transfer fees, cash advance fees, or foreign transaction fees, and no annual fee.

Card Quick Facts

Card Quick Facts

  • 1X rewards point per dollar spent for all purchases
  • APRs of 13.50%–18.00% Variable for purchases, balance transfers, and cash advances
  • No balance transfer fees
  • No foreign transaction fees
  • No annual fee

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 1X point per dollar spent on all purchases
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 13.50%–18.00% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 18.00% Variable
Late Fee Up to $35
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 13.50%–18.00% Variable
Balance Transfer Fee None
Cash Advances

Cash Advances

Cash Advance APR 13.50%–18.00% Variable
Cash Advance Fee None

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Liability Protection

    You won’t be held responsible for fraudulent transactions.

  • Fraud Protection

    Monitors your account for unauthorized activity.

  • Extended Warranty

    Eligible warranties can be extended by up to an additional year.

  • Auto Rental Collision Damage Waiver

    Collision damage and theft of auto rentals are covered if you rent the car with your card and decline the rental company’s coverage.

  • Travel Accident Insurance

    Get up to $500,000 of death and dismemberment coverage when you use your card to purchase a common carrier ticket on any airline, train, ship, or bus.

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