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Curve Card

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Curve is an app that connects your credit and debit cards to a physical or virtual Curve card. With the Curve card, you can use any of your connected cards for payments or withdrawals. Cash back rewards on your cards stack with offers from Curve. You can also take advantage of Curve’s Go Back in Time feature on transactions for 30 days to switch the card you paid with.

Our rating
Min. credit level: Fair
Annual Fee: See Terms

Curve Card

Our rating
Fair Min. credit level
See Terms Annual Fee
Apply Now Read Our Review

Highlights & Features


Introductory Bonus
  • Beta users get 1% cash back on all purchases for the first 6 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • No Foreign Transaction Fee
Curve Card


  • Connect all your payment cards in one place
  • Anti-embarrassment mode helps prevent declines
  • Go Back in Time feature allows you to switch the card that you paid with for 30 days
  • No foreign transaction fee
  • Contactless technology
  • Cash back offers that stack with your cards rewards


The Curve Card consolidates all of your debit and credit cards into a single, easily manageable wallet.

Within the Curve app, you can select which card you want to use for each payment or withdrawal. You can still take advantage of all of your card rewards and benefits, along with some cash back offers that stack when you use the Curve card.

With the Curve card, you can:

  • Make contactless payments, even if the card you added doesn’t support it
  • Use a mobile wallet to pay with cards you can’t add typically add to mobile wallets
  • Pay no foreign transaction fees

The card is currently pending release, but you can join the waitlist and refer friends to get bumped up in line. If you’re approved for the card and you’re in the top 100 in line, you’ll get 10% cash back in rewards points on eligible purchases for the first six months.

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