Crystal® Visa Infinite® Credit Card

For People with
Excellent Credit



The Crystal® Visa Infinite® Credit Card is only available by applying in-branch, and branches are only located in New York, Nevada, Tennessee, California and Georgia. You can find a branch location map here.

This card requires you to have a high income and excellent credit to be accepted. You may need to provide pay stubs, a W-2, asset documentation, and other financial credentials in order to be considered.

You’ll be able to get 3X points per $1 spent on gasoline, grocery, airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases. 1X point per $1 spent on all other purchases. These points can be redeemed for travel credit at qualifying airlines and certain visa gift cards.

The best part about this card is that you get a statement credit of up to $250 per card per calendar year on qualifying airline purchases, and the limit for airline credit is separate for each card. This means that you can add up to 3 authorized users and your annual airline credit limit can be up to $1,000 ($250 for each user).

This card has no foreign transaction fee and an annual fee of $400, but there is no annual fee for authorized users.

Card Quick Facts

Card Quick Facts

  • Earn 50k City National Rewards bonus points when you spend $5,000 or more within the first 90 days after account opening.
  • Earn an additional 25k additional bonus points, for a total of 75k points, when you open your account before December 17th, 2018 and spend $5,000 or more within the first 90 days after account opening.
  • Save $100 on air travel by using your card to book a qualifying U.S. domestic round-trip coach airline for 2 to 5 travelers through the Visa Infinite Discount Air Benefit website.
  • Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend – for any airline lounge club worldwide.
  • Register your Crystal Visa Infinite Card at and get complimentary Gogo inflight wi-fi service on up to 12 flight segments per year on any Gogo-equipped aircraft.
  • Apply for Global Entry, a U.S. Customs and Border Protection program, using your card to pay your application fee and receive a $100 statement credit.
  • Complimentary Priority Pass™ which gives you and your guests complimentary airport lounge access at over 1,000 airport lounges worldwide.
  • There is no cap on reward points and you can redeem your points for airline tickets and other travel, merchandise, statement credits, charities and other leisure travel packages.
  • Combine your points from all of your City National credit cards to earn premium awards more quickly.
  • No foreign transaction fee.
  • $400 annual fee.

For People with
Excellent Credit



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Card Details



  • 3X points per $1 spent on gasoline, grocery, airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases
  • 1X point per $1 spent on all other purchases

Introductory Bonus

  • 50,000 City National Rewards bonus points when you spend $5,000 or more within the first 90 days after account opening; 25,000 additional points (75,000 total) when you open your account before 12/17/18 and spend at least $5,000 within 90 days of account opening

Yearly Bonus

  • Get a statement credit of up to $250 per card, per calendar year for qualifying airline purchases; Add up to 3 authorized users to get a credit of $250 each and a total annual airline credit limit of $1,000
Card Stats

Card Stats

Annual Fee $400
Additional Cards Annual Fee -
Regular Purchase APR 9%
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $15
Returned Payment Fee Up to $20
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 12%
Cash Advance Fee 3%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • The Broadway League

    You have the option to purchase House Seats or Premium Seats available through The Broadway League for theatre shows on “Broadway” in New York City and shows on tour across North America. Additional benefits may include backstage tours and meet and greets with performers for ticket holders.

  • Crystal Card Concierge

    Crystal Card Concierge provides 24/7 365 days a year assistance. This service includes, but is not limited to: support for fulfillment of your card’s travel & lifestyle benefits, travel assistance, visa and passport information; global hotel information, suggestions and reservations; destination mapping and information services for major cities and countries; car rentals service suggestions and reservations, and a ton of other supporting benefits.

  • Crystal Card Experience

    Offers exclusive once-in-a lifetime experiences not usually available to the general public. Receive special invites from City National Bank to theatre, music, sports and more.

  • Global Entry Fee App Fee Statement Credit

    Use your card to pay your application fee (currently $100) and receive a $100 statement credit.

  • Troon Rewards® and Troon Privé

    Save on golf tee times, merchandise and instruction with your card at participating Troon Privé golf clubs. Your Card entitles you to automatic Silver Status and 10% off when you sign up for Troon Rewards.

  • Visa Signature Perks

    Access to Visa Signature benefits such as discount movie tickets, complimentary discounts and upgrades at hotels, resorts and cruise lines. You’ll also be able to “get up-close and personal” at eligible sporting events, and special offers for fine wine & food dining.

  • Personal Identity Theft

    Provides reimbursement for covered expenses you incur to restore your identity, up to a maximum of $15,000.

  • Price Protection

    When you buy an item with your card and see it in another retail store’s printed ad within 60 days of the date of purchase, the Benefit Administrator will refund the difference up to $1,000 per item and up to $4,000 a year per eligible account.

  • Purchase Security

    Up to $10,000 per claim and up to $50,000 per year to replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Crystal Visa Infinite Card if they are stolen or damaged within the first 90 days of purchase.

  • Return Protection

    Reimbursement up to $300 for eligible items of personal property that the retailer won’t accept as a return up to 90 days.

  • Warranty Manager Service

    Provides you with valuable features to help manage, use and even extend the warranties of eligible items purchased with your card up to a maximum of $10,000.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for automobile rentals made with your card up to $75,000.

  • Emergency Evacuation & Transportation / Repatriation of Remains Coverage

    Covers the cost of emergency medical evacuations for you and your family (up to $10,000). Repatriation of remains benefit limit of up to $10,000.

  • Hotel Theft Protection

    Provides coverage against theft of personal property of up to $1,000 when you stay in a hotel / motel located in the United States and Canada.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost or misdirected, provides reimbursement for the difference between the value of the amount claimed and the Common Carrier’s payment up to$5,000.

  • Roadside Dispatch

    Pay-per-use roadside assistance program ($59.95 per service call) that includes towing, tire changing, jump starting, lockout service, fuel delivery, and winching.

  • Travel Accident Insurance

    Accidental death or dismemberment coverage of up to $1,000,000 when you pay for travel by air, bus, train or cruise with your card. Terms apply.

  • Travel and Emergency Assistance Services

    The Benefit Administrator can connect you with local emergency and assistance resources while you are away from home, 24 hours a day, 365 days a year.

  • Trip Cancellation / Trip Interruption

    If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.

  • Trip Delay Reimbursement

    If a trip is delayed by over 6 hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket.

  • Airline Incidental Fee Statement Credit

    Each cardholder under the card account may receive up to $250 per calendar year for qualifying airline purchases charged to the cardholder’s Crystal Visa Infinite Card.

  • Airline Lounge Club Membership Fee Statement Credit

    You will receive a statement credit to your account up to $550 per calendar year for a qualifying airline lounge club membership fee charged to your account, subject to the terms and conditions.

  • Gogo Inflight Wi-Fi Benefit

    Unlock Gogo Inflight Wi-Fi internet access up to 12 times per year on one device on any participating airlines’ Gogo-equipped aircraft.

  • GroundLink

    As a cardholder you’ll receive a 15% savings on every GroundLink chauffeured ride worldwide plus a one-time $30 promotional credit toward a future GroundLink reservation.

  • Priority Pass Select Membership

    Up to two (2) of the Crystal Visa Infinite Cardholders and their accompanying guests have access to over 1,200 airport VIP lounges in more than 120 countries and 400 airports worldwide – this includes high speed wi-fi internet access, refreshments, and snacks.

  • Visa Infinite Car Rental Privileges

    Access to privileges like special discounts, dedicated service, VIP amenities, upgrades and reward program benefits when you enroll in reward programs from Avis, National and Silvercar.

  • Visa Infinite Discount Air Benefit

    Cardholders fly for less when you book a qualifying airline itinerary with your card. This saves you $100 on the total cost of between 2 and 5 qualifying round-trip, domestic coach airline tickets when purchased on the same itinerary. There is no limit on how many times you may use this benefit.

  • Visa Infinite Hotel Privileges

    Receive special benefits from leading hotels, VIP amenities from Relais & Châteaux. May include VIP welcome and complimentary breakfast.

  • Visa Infinite Luxury Hotel Collection

    A premium collection of benefits such as best available rate guarantee, automatic room upgrade upon arrival when available, complimentary in-room Wi-Fi when available, complimentary continental breakfast daily, $25 USD food or beverage credit, VIP guest status and more.

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