The Crystal® Visa Infinite® Credit Card is only available by applying in-branch, and branches are only located in New York, Nevada, Tennessee, California and Georgia. You can find a branch location map here.
This card requires you to have a high income and excellent credit to be accepted. You may need to provide pay stubs, a W-2, asset documentation, and other financial credentials in order to be considered.
You’ll be able to get 3X points per $1 spent on gasoline, grocery, airline, hotel, taxi (including Uber and Lyft), limousine, rental car, train, bus, restaurant, fast food, and takeout food dining purchases. 1X point per $1 spent on all other purchases. These points can be redeemed for travel credit at qualifying airlines and certain visa gift cards.
The best part about this card is that you get a statement credit of up to $250 per card per calendar year on qualifying airline purchases, and the limit for airline credit is separate for each card. This means that you can add up to 3 authorized users and your annual airline credit limit can be up to $1,000 ($250 for each user).
This card has no foreign transaction fee and an annual fee of $400, but there is no annual fee for authorized users.