Crystal® Visa Infinite® Credit Card

For People with
Excellent Credit



The Crystal Visa Infinite Credit Card is not always available, and may only be available by applying in-branch. Branches are located in New York, Nevada, Tennessee, California and Georgia. You can find a branch location map here.

This card likely requires a high income and excellent credit to be accepted. You may need to provide pay stubs, a W-2, asset documentation, and other financial credentials in order to be considered.

You’ll get 3X points per dollar spent on:

  • Gasoline
  • Groceries
  • Airlines
  • Hotels
  • Taxis (including Uber and Lyft)
  • Limousines
  • Rental cars
  • Trains and buses
  • Restaurants, including fast food, and takeout

With 1X point on all other purchases.

There are also a heap of travel benefits, including a $250 incidental airline credit, a Priority Pass Select membership, a Global Entry application fee credit, and more.

This card has no foreign transaction fee and an annual fee of $400, but there is no annual fee for authorized users.

Card Quick Facts

Card Quick Facts

  • Earn 50k City National Rewards bonus points when you spend $5,000 or more within the first 90 days after account opening.
  • Save $100 on air travel by using your card to book a qualifying U.S. domestic round-trip coach airline for 2 to 5 travelers through the Visa Infinite Discount Air Benefit website.
  • Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend — for any airline lounge club worldwide.
  • Register your Crystal Visa Infinite Card at and get complimentary Gogo inflight WiFi service on up to 12 flight segments per year on any Gogo-equipped aircraft.
  • Apply for Global Entry, a U.S. Customs and Border Protection program, using your card to pay your application fee and receive a $100 statement credit.
  • Complimentary Priority Pass membership which gives you and your guests complimentary airport lounge access at over 1,000 airport lounges worldwide.
  • No cap on reward points, and you can redeem your points for airline tickets and other travel, merchandise, statement credits, charities and other leisure travel packages.
  • Combine your points from all of your City National credit cards to earn premium awards more quickly.
  • No foreign transaction fee.
  • $400 annual fee.

For People with
Excellent Credit



Manage My Card

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Card Details



  • 3X points per dollar on:
    • Gasoline
    • Groceries
    • Airlines
    • Hotels
    • Taxis (including Uber and Lyft)
    • Rental cars and limousines
    • Trains and buses
    • Dining
  • 1X point per dollar on all other purchases

Introductory Bonus

  • 50,000 bonus points for spending $5,000 within the first 90 days after account opening
Card Stats

Card Stats

Annual Fee $400
Additional Cards Annual Fee -
Regular Purchase APR See Terms
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee See Terms
Returned Payment Fee See Terms
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee See Terms
Cash Advances

Cash Advances

Cash Advance APR See Terms
Cash Advance Fee See Terms

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $250 Airline Incidental Fee Credit

    Get up to $250 per calendar year in credits for qualifying incidental airline purchases (does not include flight tickets).

  • Airline Lounge Club Membership Fee Credit

    Get a statement credit for up to $550 for a qualifying airline lounge club membership fee charged to your account, for every year that you spend $50,000 or more.

  • Visa Infinite Discount Air Benefit

    Book a qualifying U.S. domestic round-trip coach airline itinerary for two to five travelers and save $100. There is no limit on how many times you may use this benefit.

  • Priority Pass Select Membership

    Complimentary access to Priority Pass airport lounges around the world.

  • Global Entry Application Fee Credit

    Use your card to pay for the Global Entry application fee and receive a $100 statement credit.

  • The Broadway League

    Purchase premium seating for Broadway shows in NYC and on tour. May include backstage tours and meet and greets with performers.

  • Crystal Card Concierge

    Includes, but is not limited to: support for fulfillment of your card’s travel & lifestyle benefits, travel assistance, visa and passport information; global hotel information, suggestions and reservations; destination mapping and information services for major cities and countries; car rental service suggestions and reservations.

  • Crystal Card Experience

    Exclusive access to noteworthy events, including luxury concert suites, wine tastings, premium sports packages, and Broadway tickets.

  • Gogo Inflight WiFi

    Get Gogo Inflight WiFi internet access up to 12 times per year on one device at any participating aircraft.

  • Troon Rewards and Troon Privé

    Save on golf tee times, merchandise, and instruction at participating Troon Privé golf clubs. Plus automatic Silver Status and 10% off when you sign up for Troon Rewards.

  • Visa Infinite Luxury Hotel Collection

    Includes a best available rate guarantee, automatic room upgrades upon arrival when available, complimentary in-room WiFi when available, complimentary continental breakfast daily, $25 food or beverage credit, VIP guest status and more.

  • Visa Infinite Car Rental Privileges

    Special discounts and upgrades with Avis, National, and Silvercar.

  • GroundLink Chauffeured Black Car Service

    Get a 15% savings on every GroundLink chauffeured ride worldwide, with a one-time $30 promotional credit toward a future GroundLink reservation.

  • Personal Identity Theft

    Provides reimbursement for covered expenses you incur to restore your identity, up to a maximum of $15,000.

  • Zero Liability Protection

    You won’t be held liable for unauthorized charges (contact customer support immediately if you suspect fraud).

  • Price Protection

    Get reimbursed for the price difference, up to $1,000 per item and up to $4,000 per year, if you find an eligible item you bought being advertised at a lesser price.

  • Purchase Security

    Provides up to $10,000 per claim and up to $50,000 per year for eligible items that have been stolen or damaged within 90 days of purchase.

  • Return Protection

    Provides reimbursement up to $300 for eligible items if the retailer won’t accept them as a returns, for up to 90 days after the date of purchase.

  • Warranty Manager Service

    Allows you to manage, use, and even extend the warranties of eligible items purchased with your card, up to a maximum of $10,000 in coverage.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision for eligible car rentals, up to $75,000. You must decline the rental company’s own insurance to be eligible.

  • Emergency Evacuation & Transportation/Repatriation of Remains Coverage

    Covers the cost of emergency medical evacuations for you and your family (up to $10,000). Repatriation of remains is limited up to $10,000 in coverage.

  • Hotel Theft Protection

    Provides coverage against theft of personal property, of up to $1,000, when you stay in a hotel or motel located in the United States and Canada.

  • Lost Luggage Reimbursement

    If your checked or carry-on bags are lost or misdirected by a common carrier, you can be reimbursed up to $5,000.

  • Roadside Dispatch

    A roadside assistance program that costs $59.95 per service call. Includes towing, tire changing, jump starting, lockout service, fuel delivery, and winching.

  • Travel Accident Insurance

    Provides coverage against accidental death or dismemberment when traveling by common carrier, up to $1,000,000. Terms apply.

  • Travel and Emergency Assistance Services

    Find local emergency and assistance resources while you’re away from home.

  • Trip Cancellation/Trip Interruption

    If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.

  • Trip Delay Reimbursement

    If a trip is delayed by over six hours, provides reimbursement for expenses like meals and lodging, up to $500 per ticket

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