The CreditStacks Mastercard is designed for professionals who have moved to the U.S., or are planning to. Establishing a credit history from scratch is tough, because most financial products, like credit cards, usually require you to already have some credit. You also usually need a Social Security Number or ITIN.
So how can you get approved if you don’t have any credit to begin with?
The CreditStacks card solves that problem because it doesn’t require a traditional credit history or SSN to apply. Instead, anyone can apply, from any country, as long as you’re planning to relocate to the U.S. in the next 60 days after applying.
There’s no annual fee, but there aren’t any spending rewards either. Instead, you can use this card to improve your credit by building up a positive history of on-time payments.