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This card doesn’t offer much for rewards, perks, or benefits, but you may qualify with bad or limited credit. It could be a way to help improve your credit scores. Check out our post that explains why we’re hesitant to recommend this issuer: Credit One vs. Capital One: Beware! They Are Very Different
This card doesn’t have much to offer in terms of benefits, perks, or even rewards. You’ll earn just 1% cash back on automotive and gas purchases, and 2% cash back at the NASCAR shop.
Designed for consumers with limited or bad credit, this unsecured card has a potentially steep annual fee of $0 - $99, And combined with the overwhelmingly negative reviews of the issuer, Credit One Bank, you should probably look elsewhere.
You may qualify for a secured card with healthier terms, like the Discover it® Secured (Review) or the Secured Mastercard® from Capital One (Review). You’ll have to make a security deposit to use them, but the issuers are leagues more reputable and you’ll likely find it much easier to manage your account.