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This card doesn’t offer much for rewards, perks, or benefits, but you may qualify with bad or limited credit. It could be a way to help improve your credit scores. Check out our post that explains why we’re hesitant to recommend this issuer: Credit One vs. Capital One: Beware! They Are Very Different
The information related to Secured Mastercard® from Capital One has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
This card doesn’t have much to offer in terms of benefits, perks, or even rewards. You’ll earn just 1% cash back on automotive and gas purchases, and 2% cash back at the NASCAR shop.
Designed for consumers with limited or bad credit, this unsecured card has a potentially steep annual fee of $0 - $99, And combined with the overwhelmingly negative reviews of the issuer, Credit One Bank, you should probably look elsewhere.
You may qualify for a secured card with healthier terms, like the Discover it® Secured (Review) or the Secured Mastercard® from Capital One (Review). You’ll have to make a security deposit to use them, but the issuers are leagues more reputable and you’ll likely find it much easier to manage your account.