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BBVA Compass Business Secured Visa Credit Card

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Best used to help business owners rebuild their credit, the BBVA Compass Business Secured Visa card requires a minimum $500 deposit to establish the credit line. It comes with some handy perks for businesses and useful travel benefits, for an annual fee of just $40 after the first year.

Our rating
Min. credit level: No Credit
Annual Fee: $40, $0 first year
Regular APR: 17.74% Variable

BBVA Compass Business Secured Visa Credit Card

Our rating
No Credit Min. credit level
$40, $0 first year Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar spent at Office supply stores
  • 2X points per dollar spent at:
    • Gas stations
    • Restaurants
  • 1X point per dollar spent on everything else

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 17.74% Variable
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 28.74% Variable
Late Fee Up to $49
Returned Payment Fee $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.74% Variable
Cash Advance Fee 4%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability Protection
SHOPPING
  • Purchase Protection
  • Extended Warranty Protection
TRAVEL
  • Auto Rental Insurance
  • Emergency Travel Assistance
  • Travel Accident Insurance
BBVA Compass Business Secured Visa Credit Card

Highlights

  • Earn 3X points per dollar at office supply stores
  • Earn 2X points per dollar at gas stations and restaurants
  • Earn 1X point per dollar spent on all other eligible purchases
  • Must have a Secured Credit Card Savings account and deposit a minimum of $500
  • Free employee cards
  • Annual fee waived for the first year, then $40 annually
ABOUT THE ISSUER

Compass Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-316-0207 or

Try a different phone number

The BBVA Compass Business Secured Visa Credit Card is designed to help businesses and business owners rebuild their credit.

Before you apply, you’ll need to open a secured credit card savings account. The minimum opening deposit is $500 and you can make deposits in increments of $100. Your available credit will be 90% of your savings account balance at any given time.

This card is only available in Alabama, Arizona, California, Colorado, Florida, Texas, and New Mexico

You’ll get 3X points per dollar at office supply stores, 2X points per dollar at gas stations and restaurants, and 1X point per dollar spent on everything else.

The annual fee for this card is waived for the first year, then it’s $40 per year.