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Ultamate Rewards Mastercard

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Our rating
Credit range: Fair
Annual Fee: None
Regular APR: 17.24%, 23.24%, or 26.24% *Variable
Intro Purchase APR: N/A

Ultamate Rewards Mastercard

Our rating
Fair Credit range
None Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 1 extra point for every $1 spent at Ulta Beauty and ulta.com (for a total of 2 points per $1)
  • 1 point for every $3 spent outside of Ulta Beauty
  • Up to 5X point offers for signing up for email updates
  • Points expire 1 year after they are earned

INTRODUCTORY BONUS

500 Welcome Bonus Points for spending $500 outside of Ulta Beauty in the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 27.24% *Variable
Balance Transfer Fee 3% ($10 min)
How to Transfer a Balance on a Credit Card

Fees

Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Additional Cards Annual Fee None
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% *Variable
Cash Advance Fee 3% ($10 min)
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-866-983-8582

See all Issuer Cards
Ultamate Rewards Mastercard

Highlights

  • 1 extra point per $1 spent at Ulta
  • 1 point per $3 spent outside Ulta
  • 500 bonus points for spending $500 outside Ulta in the first 90 days
  • 20% off your first purchase at Ulta
  • Member-only benefits and discounts at Ulta
  • No annual fee
  • 17.24%, 23.24%, or 26.24% Purchase APR *Variable

The Ultamate Rewards Mastercard offers several exclusive benefits at Ulta Beauty.

When you sign up for this card you’ll become an Ultamate Rewards member, which includes 1 point per dollar at Ulta. You’ll also get all the benefits that come with this card, including an extra point per dollar, meaning you’ll get a total of 2 points per $1 at Ulta Beauty.

There’s no annual fee, and you’ll get a 20% discount on your first purchase with the card. You can also use this card outside of Ulta to get 1 point per $1 spent.