Sephora Visa Signature Credit Card
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Highlights & Features
Rewards
- 4% back in rewards at Sephora, in-store or online
- 1% back in rewards for all other purchases
| Introductory Bonus |
|---|
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Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 27.99% Variable |
| Balance Transfer Fee | 3%, $10 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 29.99% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Sephora Visa Signature Credit Card
Highlights
- 4% back in rewards for purchases at Sephora in-store or online
- 1% back in rewards for all other purchases
- 15% off first card purchase at Sephora within 30 days of approval
- $20 Sephora Credit Card Rewards when you spend $500 outside of Sephora in the first 90 days of approval
- Automatic Sephora Beauty Insider membership
- No annual fee
ABOUT THE ISSUER
Comenity Capital Bank
Comenity Capital Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Sephora Visa Signature Credit card is one of three cards in the Sephora credit card family, and includes Visa Signature benefits along with the same rewards that the Sephora Visa Credit Card offers.
You can get 15% off your first card purchase at Sephora within 30 days of getting your card. If you apply online, your discount is automatically applied online, and if in-store then it’s applied in-store.
If you can manage to spend $500 outside of Sephora within the first 90 days, you’ll get a measly $20 Sephora Credit Card Reward. You’ll also get 4% back in rewards at Sephora in-store or online, and 1% back in rewards for all purchases outside of Sephora.
This card has no annual fee.
Whether you get this card, the Sephora Store Credit Card, or the Sephora Visa Credit Card, you’ll automatically become a member of the Beauty Insider program, which offers a next-level customer experience, providing extra reward points for purchases and other member benefits.
