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Sephora Visa Signature Credit Card

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Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 19.24% or 27.99% Variable

Sephora Visa Signature Credit Card

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 4% back in rewards at Sephora, in-store or online
  • 1% back in rewards for all other purchases
Introductory Bonus
  • 15% off first card purchase at Sephora within 30 days; $20 Sephora Credit Card Reward when you spend $500 outside of Sephora within 90 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 27.99% Variable
Balance Transfer Fee 3%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.99% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
Sephora Visa Signature Credit Card


  • 4% back in rewards for purchases at Sephora in-store or online
  • 1% back in rewards for all other purchases
  • 15% off first card purchase at Sephora within 30 days of approval
  • $20 Sephora Credit Card Rewards when you spend $500 outside of Sephora in the first 90 days of approval
  • Automatic Sephora Beauty Insider membership
  • No annual fee

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-702-9946 or

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The Sephora Visa Signature Credit card is one of three cards in the Sephora credit card family, and includes Visa Signature benefits along with the same rewards that the Sephora Visa Credit Card offers.

You can get 15% off your first card purchase at Sephora within 30 days of getting your card. If you apply online, your discount is automatically applied online, and if in-store then it’s applied in-store.

If you can manage to spend $500 outside of Sephora within the first 90 days, you’ll get a measly $20 Sephora Credit Card Reward. You’ll also get 4% back in rewards at Sephora in-store or online, and 1% back in rewards for all purchases outside of Sephora.

This card has no annual fee.

Whether you get this card, the Sephora Store Credit Card, or the Sephora Visa Credit Card, you’ll automatically become a member of the Beauty Insider program, which offers a next-level customer experience, providing extra reward points for purchases and other member benefits.

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