Sephora Visa Credit Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
Highlights & Features
Rewards
- 4% back in rewards at Sephora, in-store or online
- 1% back in rewards for all other purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 29.99% Variable |
| Balance Transfer Fee | 3%, $10 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $39 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 29.99% Variable |
| Cash Advance Fee | 3%, $10 minimum |
Sephora Visa Credit Card
Highlights
- 4% back in rewards for purchases at Sephora in-store or online
- 1% back in rewards for all other purchases
- 15% off first card purchase at Sephora within 30 days of approval
- $20 Sephora Credit Card Rewards when you spend $500 outside of Sephora in the first 90 days of approval
- Automatic Sephora Beauty Insider membership
- No annual fee
ABOUT THE ISSUER
Comenity Capital Bank
Comenity Capital Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Sephora Visa Credit Card is an upgrade from the basic store card— the Sephora Store Credit Card — coming with more benefits and rewards, along with the ability to use your card outside of Sephora stores.
You’ll earn 4% back in rewards at Sephora in-store or online, and 1% back in rewards for all purchases outside of Sephora. You can get 15% off your first card purchase at Sephora within 30 days of getting your card, and a $20 Sephora Credit Card Reward if you can spend $500 outside of Sephora within the first 90 days.
This card has no annual fee.
In a recent press release regarding the launch of the Sephora credit cards, Sephora Senior Vice President of CRM and Loyalty Andrea Zaretsky said “The Sephora Credit Card exemplifies Sephora’s loyalty philosophy in every sense; it considers all the most-loved aspects of Sephora — the amazing product, services, experiences and personalization.”
There are three Sephora credit cards in total, and they all provide membership in the Beauty Insider program, offering extra perks for cardholders. Beauty Insider members get points when spending money at Sephora, along with birthday gifts and special offers, plus upgraded tier celebration gifts for when you take it to the next level and spend at least $350 in a year.
