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Introductory Bonus |
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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 29.99% Variable |
Balance Transfer Fee | 3%, $10 minimum |
Penalty APR | N/A |
Late Fee | Up to $39 |
Returned Payment Fee | Up to $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | 3% |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 29.99% Variable |
Cash Advance Fee | 3%, $10 minimum |
Comenity Capital Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Sephora Visa Credit Card is an upgrade from the basic store card— the Sephora Store Credit Card — coming with more benefits and rewards, along with the ability to use your card outside of Sephora stores.
You’ll earn 4% back in rewards at Sephora in-store or online, and 1% back in rewards for all purchases outside of Sephora. You can get 15% off your first card purchase at Sephora within 30 days of getting your card, and a $20 Sephora Credit Card Reward if you can spend $500 outside of Sephora within the first 90 days.
This card has no annual fee.
In a recent press release regarding the launch of the Sephora credit cards, Sephora Senior Vice President of CRM and Loyalty Andrea Zaretsky said “The Sephora Credit Card exemplifies Sephora’s loyalty philosophy in every sense; it considers all the most-loved aspects of Sephora — the amazing product, services, experiences and personalization.”
There are three Sephora credit cards in total, and they all provide membership in the Beauty Insider program, offering extra perks for cardholders. Beauty Insider members get points when spending money at Sephora, along with birthday gifts and special offers, plus upgraded tier celebration gifts for when you take it to the next level and spend at least $350 in a year.