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The LOVELOFT Credit Card

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 27.24% Variable

The LOVELOFT Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 5X points per dollar spent at Loft and affiliated stores, in-store and online

INTRODUCTORY BONUS

15% welcome offer discount on your entire purchase on the same day you are approved

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
The LOVELOFT Credit Card

Highlights

  • 5X points per dollar spent at Loft and affiliated stores, in-store and online
  • 15% welcome offer discount on the same day of approval
  • Get 15% off every Tuesday of every month
  • Choose two double points days per year
  • Get early access to events and special offers
  • Free standard shipping with purchases of at least $75
  • No annual fee
  • Annual birthday gift
ABOUT THE ISSUER

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-907-5612 or

Try a different phone number
See all Issuer Cards

The LOVELOFT Credit Card is designed for people who shop often at the Loft. This card can help you save some money when shopping, but be sure to pay off your card each month to avoid having to pay the high interest rate.

This card earns 5X points per dollar spent at Loft and affiliated stores. You’ll also get a welcome offer of 15% off your total purchase on the same day you’re approved.

This card gives lots of perks if you love shopping at these stores, such as a free birthday gift every year, free standard shipping for orders of $75 or more, and 15% off the first Tuesday of every month.

The Loft also offers The Loft Mastercard for people looking to earn rewards while shopping at places other than the Loft.