IKEA® Visa® Credit Card
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This card offers cash back with a solid return on spend and a handful of benefits if you’re a regular at IKEA and you’d like to step up your rewards game.
Highlights & Features
Rewards
- 5% back in rewards on IKEA purchases
- 3% back in rewards on:
- Dining
- Groceries
- Utilities
- 1% back in rewards on all other purchases
| Introductory Bonus |
|---|
|
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% |
| Balance Transfer Fee | 5%, $10 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 23.99% |
| Cash Advance Fee | 5%, $10 minimum |
Card Benefits
SECURITY
- Zero Liability on Unauthorized Charges
TRAVEL
- No Foreign Transaction Fee
- Auto Rental Insurance
IKEA® Visa® Credit Card
Highlights
- $25 off your first IKEA purchase when you open and use your card on the same day
- $25 bonus IKEA Reward Certificate when you spend $500 or more outside of IKEA within the first 90 days of account opening
- 5% back in rewards on IKEA purchases
- 3% back in rewards on dining, groceries, and utilities
- Emergency card replacement & cash disbursement
- Auto rental protection
- No annual fee
- No foreign transaction fee
ABOUT THE ISSUER
Comenity Capital Bank
Comenity Capital Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteSpeak to Customer Service
1-800-675-5685
If you love IKEA, take a moment to consider their rewards card.
You can earn rewards for just about all of your spending, including 5% back in rewards on IKEA purchases, 3% back in rewards on restaurants, groceries, and utilities, and 1% back on everything else you buy. Rewards are pretty much the same as cash back, except you can only use them for purchases at IKEA.
You’ll get a couple benefits such as emergency card replacement and cash disbursement, plus auto rental protection. You may get approved for a Visa Signature version of this card which will likely come with more benefits.
This card has no annual fee or foreign transaction fee.
