Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
This card offers cash back with a solid return on spend and a handful of benefits if you’re a regular at IKEA and you’d like to step up your rewards game.
Introductory Bonus |
---|
|
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 26.99% |
Balance Transfer Fee | 5%, $10 minimum |
Penalty APR | N/A |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 23.99% |
Cash Advance Fee | 5%, $10 minimum |
Comenity Capital Bank has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's website1-800-675-5685
If you love IKEA, take a moment to consider their rewards card.
You can earn rewards for just about all of your spending, including 5% back in rewards on IKEA purchases, 3% back in rewards on restaurants, groceries, and utilities, and 1% back on everything else you buy. Rewards are pretty much the same as cash back, except you can only use them for purchases at IKEA.
You’ll get a couple benefits such as emergency card replacement and cash disbursement, plus auto rental protection. You may get approved for a Visa Signature version of this card which will likely come with more benefits.
This card has no annual fee or foreign transaction fee.