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IKEA® Projekt Credit Card

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If you’re looking to spend over $500 at IKEA, you should consider the special 0% financing you get with this store credit card. After your special financing term ends, you’ll get an APR of 21.99%.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 21.99%

IKEA® Projekt Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
IKEA® Projekt Credit Card

Highlights

  • 0% interest for 6 months with minimum purchase of $500
  • 0% interest for 12 months with minimum purchase of $1,500
  • 0% interest for 24 months with minimum purchase of $5,000
  • No annual fee
ABOUT THE ISSUER

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

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1-800-675-5685

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This is a pretty standard store card designed for financing large purchases at IKEA. You won’t find any rewards, signup bonuses, or benefits of any sort.

The special financing terms offered are:

  • 0% interest for 6 months with minimum purchase of $500
  • 0% interest for 12 months with minimum purchase of $1,500
  • 0% interest for 24 months with minimum purchase of $5,000

After the special financing period ends, you’ll get an APR of 21.99%.