Skip to content

Forever 21 Visa Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

This card offers a generous signup bonus and exclusive cardmember events throughout the year. You’ll also get a solid earning rate and a bunch of helpful discounts, but you can only spend the rewards earned at Forever 21 and Forever21.com.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 24.99% Variable

Forever 21 Visa Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3X points per dollar spent at Forever 21 and Forever21.com
  • 2X points per dollar spent at Restaurants
  • 1X point per dollar spent on everything else

INTRODUCTORY BONUS

$20 off your first purchase; $10 bonus reward for making a purchase outside of Forever 21 in the first 90 days

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 26.99%
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
Forever 21 Visa Credit Card

Highlights

  • 3X points per dollar spent at Forever 21 and Forever21.com
  • 2X points per dollar spent at restaurants
  • $20 off your first purchase
  • $10 bonus reward when you use your card to make a purchase outside of Forever 21 in the first 90 days of account opening
  • 15% off a future purchase
  • $10 birthday discount
  • 21% off anniversary discount on your card anniversary AND the anniversary of Forever 21
  • No annual fee
  • 3% foreign transaction fee
ABOUT THE ISSUER

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

800-675-5685

See all Issuer Cards

The Forever 21 Visa earns 3X points per dollar spent at Forever 21 and Forever21.com, 2X points per dollar spent at restaurants, and 1X point per dollar spent on all other purchases.

You’ll get a slew of discounts when you open your account, such as 15% off a future purchase, a birthday discount, and a 21% off anniversary discount on your card anniversary AND the anniversary of Forever 21.

This card has a 3% foreign transaction fee and no annual fee.