Skip to content

Express NEXT A-List Credit Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 29.24% Variable

Express NEXT A-List Credit Card

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features


  • 20X points per dollar spent at Express, both in-store and online

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR None
Balance Transfer Fee None
How to Transfer a Balance on a Credit Card


Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $29
Additional Cards Annual Fee None
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR None
Cash Advance Fee None
How to Get a Cash Advance with a Credit Card

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-201-4955 or

Try a different phone number
See all Issuer Cards
Express NEXT A-List Credit Card


  • Must earn at least 7,500 points in a calendar year to qualify for A-List status
  • Earn 20 points for every $1 spent at Express, both in-store and online
  • $15 reward certificate for every 2,500 points
  • Complimentary birthday gift
  • No annual fee

The Express NEXT A-List Credit Card is a step up from the Express NEXT Credit Card. To get this card, you must first use the Express NEXT Credit Card and earn 7,500 points within the program year.

You’ll still hold onto all of your benefits and perks from your NEXT card, with some additional upgrades like free standard shipping for online orders and a $15 reward for every 2,500 points you earn, instead of just $10.

Just like the Express NEXT card, you’ll still have no annual fee and you can still enjoy 20X points with every dollar spent at Express.