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Express NEXT A-List Credit Card

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The Express NEXT A-List Credit Card is the upgraded version of the Express NEXT Credit Card. You’ll need to earn 7,500 points with that card in order to qualify for this one, but you’ll get some added perks like free standard shipping for online orders and $5 more every time you earn 2,500 points.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 23.74% Variable

Express NEXT A-List Credit Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 20X points per dollar spent at Express, both in-store and online
Introductory Bonus
  • 20% off your first purchase

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Express NEXT A-List Credit Card


  • Must earn at least 7,500 points in a calendar year to qualify for A-List status
  • Earn 20 points for every $1 spent at Express, both in-store and online
  • $15 reward certificate for every 2,500 points
  • Complimentary birthday gift
  • No annual fee

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

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Credit card issuer's website

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1-800-201-4955 or

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The Express NEXT A-List Credit Card is a step up from the Express NEXT Credit Card. To get this card, you must first use the Express NEXT Credit Card and earn 7,500 points within the program year.

You’ll still hold onto all of your benefits and perks from your NEXT card, with some additional upgrades like free standard shipping for online orders and a $15 reward for every 2,500 points you earn, instead of just $10.

Just like the Express NEXT card, you’ll still have no annual fee and you can still enjoy 20X points with every dollar spent at Express.

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