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BJ’s Perks Plus™ Mastercard

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Our rating
Credit range: Fair
Annual Fee: $0
Regular APR: 17.24%–27.24% Variable

BJ’s Perks Plus™ Mastercard

Our rating
Fair Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 3% cash back at BJ’s and BJs.com
  • 2% cash back on:
    • Non-BJ’s gas
    • Dining outside of BJ’s locations
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 26.99%
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR 0%
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 29.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
ABOUT THE ISSUER

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

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Credit card issuer's website

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1-855-819-1918 or

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BJ’s Perks Plus™ Mastercard

Highlights

  • Earn 3% cash back on purchases made at BJ’s and BJs.com
  • Earn 2% cash back on Gas and Dining outside of BJ’s locations
  • Earn 1% cash back on all other purchases
  • 10¢ off every gallon when buying fuel at BJ’s; purchases made at BJ’s Gas accrue rewards

The BJ’s Perks Plus™ Mastercard could be a great benefit to anyone who shops at BJ’s frequently.

Using this card, you’ll get 3% cash back at BJ’s, 2% cash back at gas stations and restaurants, and 10¢ off per gallon of gas at BJ’s gas stations.

If you’re looking for the upgraded version of this card, with 5% rewards on purchases made at BJ’s, as well as a larger signup bonus, then take a look at the BJ’s Perks Elite™ Mastercard.