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All Rewards Mastercard®

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 27.24% Variable

All Rewards Mastercard®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 5X points per dollar spent at the Loft and affiliated stores
  • 2X points per dollar spent on:
    • Gas
    • Grocery
  • 1X point per dollar spent elsewhere
Introductory Bonus
  • 15% discount after using the card the day you're approved; $20 Rewards Card for using your card outside of Loft and affiliates in the first 60 days

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 26.99%
Balance Transfer Fee 5%, $10 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $25
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 3%, $10 minimum
How to Get a Cash Advance with a Credit Card
All Rewards Mastercard®


  • Earn 5X points per dollar spent at the Loft and affiliated stores
  • Earn 2X points per dollar at gas stations and grocery stores
  • Earn 1X point per dollar spent elsewhere
  • 15% off your first purchase on the day you’re approved
  • 2 double points days per year
  • $15 birthday gift card in store on your birthday
  • Free standard shipping with purchases of at least $75 dollars
  • Get 15% off the first Tuesday of every month
  • No annual fee

Comenity Capital Bank

Comenity Capital Bank has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-907-5612 or

Try a different phone number
See all Issuer Cards

The All Rewards Mastercard was previously known as the Loft or Loveloft Mastercard. It’s a step up from the All Rewards Credit Card since you can earn rewards outside of Loft stores with it.

This card earns 5X points per dollar spent at Loft and Ann Taylor, 2X points per dollar spent on gas and groceries, and 1X point per dollar spent on everything else.

If you love shopping at Loft, you’ll enjoy some nice perks like 15% off your first purchase on the day you’re approved, 15% off every first Tuesday of every month, a $15 birthday gift card, 2 double point days per year, and free standard shipping on orders over $75.

This card has no annual fee.

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