All Rewards Mastercard®
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Highlights & Features
Rewards
- 5X points per dollar spent at the Loft and affiliated stores
- 2X points per dollar spent on:
- Gas
- Grocery
- 1X point per dollar spent elsewhere
INTRODUCTORY BONUS
15% discount after using the card the day you're approved; $20 Rewards Card for using your card outside of Loft and affiliates in the first 60 daysBalance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.99% |
| Balance Transfer Fee | 5%, $10 minimum |
Fees
| Penalty APR | N/A |
| Late Fee | Up to $39 |
| Returned Payment Fee | Up to $25 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 27.24% Variable |
| Cash Advance Fee | 3%, $10 minimum |
All Rewards Mastercard®
Highlights
- Earn 5X points per dollar spent at the Loft and affiliated stores
- Earn 2X points per dollar at gas stations and grocery stores
- Earn 1X point per dollar spent elsewhere
- 15% off your first purchase on the day you’re approved
- 2 double points days per year
- $15 birthday gift card in store on your birthday
- Free standard shipping with purchases of at least $75 dollars
- Get 15% off the first Tuesday of every month
- No annual fee
ABOUT THE ISSUER
Comenity Capital Bank
Comenity Capital Bank has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe All Rewards Mastercard was previously known as the Loft or Loveloft Mastercard. It’s a step up from the All Rewards Credit Card since you can earn rewards outside of Loft stores with it.
This card earns 5X points per dollar spent at Loft and Ann Taylor, 2X points per dollar spent on gas and groceries, and 1X point per dollar spent on everything else.
If you love shopping at Loft, you’ll enjoy some nice perks like 15% off your first purchase on the day you’re approved, 15% off every first Tuesday of every month, a $15 birthday gift card, 2 double point days per year, and free standard shipping on orders over $75.
This card has no annual fee.
