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Secured Sable ONE Credit Card

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The Secured Sable ONE card has a lot to offer: 2% cash back in a variety of categories, rewards for responsible credit use, and a fine selection of Mastercard benefits. It could be good for those new to credit or new to the U.S., as there’s no credit check required and you don’t need an SSN to apply.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $0
Regular APR: Prime + 9.99% Variable

Secured Sable ONE Credit Card

Our rating
Limited Credit History Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2% cash back:
    • Amazon
    • Netflix
    • Hulu
    • Uber/Uber Eats
    • Spotify
    • Whole Foods
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Zero Liability on Unauthorized Charges
  • Purchase Protection
  • Extended Warranty Protection
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Emergency Travel Assistance
Secured Sable ONE Credit Card


  • NEW! Get a dollar-for-dollar match on all cash back at the end of your first year with Sable Double Cash Bonus.
  • Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
  • Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
  • Up to $10,000 credit limit
  • No credit check or US credit history required.
  • No SSN required for non US citizens.
  • Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
  • No annual fee, no minimum security deposit.
  • Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!

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The Secured Sable ONE Credit Card is designed for building credit, and is especially useful if you’re new to the United States, since no credit check is required and you don’t need an SSN to apply. You can apply in the Sable app with your passport and U.S. visa; you’ll need a residential U.S. mailing address. If you do have an SSN, you’ll be asked to provide it.

This card requires a security deposit, and your credit limit will be equal to your deposit. You can deposit up to $10,000.

Your card activity is reported to the three major credit bureaus to help you build credit, assuming you use the card responsibly. You’ll get a $25 cash reward if you get one of your credit scores above 700, based on your Experian or TransUnion credit report. You can watch your scores progress in the app as you use the card.

Some benefits include:

  • Price Protection
  • Purchase Assurance
  • Cellular Telephone Protection
  • Mastercard Airport Concierge
  • Mastercard Car Rental Insurance
  • Sable Extended Warranty and Satisfaction Guarantee

The Secured Sable card has no annual fee.

The information related to Secured Sable ONE Credit Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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