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Secured Sable ONE Credit Card

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The Secured Sable ONE card has a lot to offer: 2% cash back in a variety of categories, rewards for responsible credit use, and a fine selection of Mastercard benefits. It could be good for those new to credit or new to the U.S., as there’s no credit check required and you don’t need an SSN to apply.

Our rating
Min. credit level: Limited Credit History
Annual Fee: $0
Regular APR: Prime + 6.99% Variable

Secured Sable ONE Credit Card

Our rating
Limited Credit History Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

Spending Rewards
  • 2% cash back:
    • Amazon
    • Netflix
    • Hulu
    • Uber/Uber Eats
    • Spotify
    • Whole Foods
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee N/A
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability on Unauthorized Charges
SHOPPING
  • Purchase Protection
  • Extended Warranty Protection
TRAVEL
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Emergency Travel Assistance
Secured Sable ONE Credit Card

Highlights

  • 2% cash back with Amazon, Netflix, Hulu, Uber/Uber Eats, Spotify, Whole Foods
  • $25 reward when you raise one of your credit scores above 700 within the first 12 months (must start below 650)
  • Benefits include Price Protection, Mastercard Car Rental Insurance, Extended Warranty Protection, Purchase Assurance
  • Sable reports your credit history to the three major credit bureaus
  • No foreign transaction fee
  • No annual fee
ABOUT THE ISSUER

Coastal Community Bank

Speak to Customer Service

1-833-583-8383

The Secured Sable ONE Credit Card is designed for building credit, and is especially useful if you’re new to the United States, since no credit check is required and you don’t need an SSN to apply. You can apply in the Sable app with your passport and U.S. visa; you’ll need a residential U.S. mailing address. If you do have an SSN, you’ll be asked to provide it.

This card requires a security deposit, and your credit limit will be equal to your deposit. You can deposit up to $10,000.

Your card activity is reported to the three major credit bureaus to help you build credit, assuming you use the card responsibly. You’ll get a $25 cash reward if you get one of your credit scores above 700, based on your Experian or TransUnion credit report. You can watch your scores progress in the app as you use the card.

Some benefits include:

  • Price Protection
  • Purchase Assurance
  • Cellular Telephone Protection
  • Mastercard Airport Concierge
  • Mastercard Car Rental Insurance
  • Sable Extended Warranty and Satisfaction Guarantee

The Secured Sable card has no annual fee.

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