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Crystal® Visa Infinite® Credit Card

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The Crystal Visa Infinite Credit Card provides rewards on a plethora of travel expenses and restaurants. It features strong benefits like a $350 incidental airline credit, airport lounge access along with lounge credits, and hotel privileges. It does carry a high annual fee, so be sure that you can make good use of the perks.

Our rating
Min. credit level: Excellent
Annual Fee: $400
Regular APR: 13% Fixed

Crystal® Visa Infinite® Credit Card

Our rating
Excellent Min. credit level
$400 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 3X points per dollar on:
    • Travel
    • Restaurants
  • 1X point per dollar on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $15
Returned Payment Fee Up to $20
Additional Cards Annual Fee $95
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 19% Fixed
Cash Advance Fee 3%, $5 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

  • Concierge Service
  • Zero Liability on Unauthorized Charges
  • Purchase Protection
  • Extended Warranty Protection
  • No Foreign Transaction Fee
  • Auto Rental Insurance
  • Roadside Assistance
  • Emergency Travel Assistance
  • Trip Interruption Insurance
  • Trip Delay Reimbursement
  • Lost Luggage Reimbursement
  • Travel Accident Insurance
Crystal® Visa Infinite® Credit Card


  • Earn 50k City National Rewards bonus points when you spend $5,000 or more within the first 90 days after account opening.
  • Save $100 on air travel by using your card to book a qualifying U.S. domestic round-trip coach airline for 2 to 5 travelers through the Visa Infinite Discount Air Benefit website.
  • Receive a statement credit of up to $550 per account per calendar year with $50,000 yearly spend — for any airline lounge club worldwide.
  • Register your Crystal Visa Infinite Card at and get complimentary Gogo inflight WiFi service on up to 12 flight segments per year on any Gogo-equipped aircraft.
  • Apply for Global Entry, a U.S. Customs and Border Protection program, using your card to pay your application fee and receive a $100 statement credit.
  • Complimentary Priority Pass membership which gives you and your guests complimentary airport lounge access at over 1,000 airport lounges worldwide.
  • No cap on reward points, and you can redeem your points for airline tickets and other travel, merchandise, statement credits, charities and other leisure travel packages.
  • Combine your points from all of your City National credit cards to earn premium awards more quickly.
  • No foreign transaction fee.
  • $400 annual fee.

City National Bank

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-773-7100 or

Try a different phone number

The Crystal Visa Infinite Credit Card is not always available, and may only be available by applying in-branch. Branches are located in New York, Nevada, Tennessee, California, and Georgia. You can find a branch location map here.

This card likely requires a high income and excellent credit to be accepted. You may need to provide pay stubs, a W-2, asset documentation, and other financial credentials in order to be considered.

You’ll get 3X points per dollar spent on:

  • Travel
  • Restaurants

With 1X point on all other purchases.

There are also a heap of travel benefits, including a $350 incidental airline credit, two Priority Pass Select memberships, a Global Entry application fee credit, and more.

This card has no foreign transaction fee and an annual fee of $400, with a $95 annual fee for authorized users.

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