The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points for every $1 spent on dining and entertainment.
There is no signup bonus, unfortunately.
Check out how this card compares to others in our reviews:
Citi ThankYou® Preferred Card
For People with
Good Credit
REVIEWS
Card Quick Facts
- 2X ThankYou Points per dollar spent on dining at restaurants and entertainment
- 1X ThankYou Point on other purchases
- 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
- You can earn unlimited ThankYou points, and they don’t expire
- Citi Concierge to call for non-emergency help
- No annual fee
For People with
Good Credit
REVIEWS
Manage My Card
Want to pay a bill or check your balance?
Card Details
Rewards
- 2X ThankYou points for every $1 spent on dining and entertainment
- 1X ThankYou point for every $1 spent on all other purchases
Introductory Bonus
- None
Card Stats
Annual Fee
$0
Additional Cards Annual Fee
$0
Regular Purchase APR
15.24%–25.24% Variable
Intro Purchase APR
0% for 15 months
Foreign Transaction Fee
3%
Chip Technology
Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit
$1,000
Maximum Credit Limit
-
Free Credit Score
Yes
Penalty APR
Up to 29.99% Variable
Late Fee
Up to $35
Returned Payment Fee
Up to $35
Balance Transfers
Intro Balance Transfer APR
0% for 15 months
Regular Balance Transfer APR
15.24%–25.24% Variable
Balance Transfer Fee
3%, $5 minimum
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
How balance transfers work
Cash Advances
Cash Advance APR
26.99% Variable
Cash Advance Fee
5%, $10 minimum
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
How cash advances workCard Benefits
Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.
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Write a ReviewVisitor Reviews
Read about experiences others have had with this card and leave your own review here.
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Average rating: 1 reviews
Jan 11, 2017
Awesome Dispute Department
I cannot tell you enough how important it is to have a Credit Card Company whose Dispute Department goes the extra mile to investigate fraudulent activity against their customers. It is one thing to fight the average Credit Card fraud on behalf of their customers, but to fight Misinformation Fraud that led a customer into signing a contract and paying for services based on false information is going above and beyond what most Credit Card Companies Dispute Departments would ever do. Citi Card Dispute Department fought for me and I will be eternally grateful.
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