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Citi ThankYou® Preferred Card

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The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+® Card (Review).

Read Our Review

Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.24%–25.24% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Citi ThankYou® Preferred Card

Our rating
Good Min. credit level
$0 Annual Fee
Read Our Review

Highlights & Features

Rewards

  • 2X ThankYou points per dollar on:
    • Dining
    • Entertainment
    • Cable and Streaming
  • 1X ThankYou point per dollar on all other purchases

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Citi ThankYou® Preferred Card

Highlights

  • 2X ThankYou Points per dollar spent on dining at restaurants, entertainment, cable, and streaming services
  • 1X ThankYou Point on other purchases
  • 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
  • You can earn unlimited ThankYou points, and they don’t expire
  • Citi Concierge to call for non-emergency help
  • No annual fee
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

Try a different phone number
See all Issuer Cards
Insider tip

Update: The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+® Card (Review).

The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points per dollar spent on dining, entertainment, cable, and streaming services.

There is no signup bonus, unfortunately.

The information related to Citi ThankYou® Preferred Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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