Citi ThankYou® Preferred Card


For People with
Good Credit

REVIEWS

Reviews

The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points for every $1 spent on dining and entertainment.

There is no signup bonus, unfortunately.

Check out how this card compares to others in our reviews:

Card Quick Facts

Card Quick Facts

  • 2X ThankYou Points per dollar spent on dining at restaurants and entertainment
  • 1X ThankYou Point on other purchases
  • 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
  • You can earn unlimited ThankYou points, and they don’t expire
  • Citi Concierge to call for non-emergency help
  • No annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X ThankYou points for every $1 spent on dining and entertainment
  • 1X ThankYou point for every $1 spent on all other purchases
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee $0
Regular Purchase APR 15.24%–25.24% Variable
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 1 reviews
by David C. Inman
Awesome Dispute Department

I cannot tell you enough how important it is to have a Credit Card Company whose Dispute Department goes the extra mile to investigate fraudulent activity against their customers. It is one thing to fight the average Credit Card fraud on behalf of their customers, but to fight Misinformation Fraud that led a customer into signing a contract and paying for services based on false information is going above and beyond what most Credit Card Companies Dispute Departments would ever do. Citi Card Dispute Department fought for me and I will be eternally grateful.

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