Skip to content
RATING

Citi ThankYou® Preferred Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+® Card (Review).

Read Our Review

Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 15.24%–25.24% Variable
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Citi ThankYou® Preferred Card

Our rating
Good Min. credit level
$0 Annual Fee
Read Our Review

Highlights & Features

Rewards

  • 2X ThankYou points per dollar on:
    • Dining
    • Entertainment
    • Cable and Streaming
  • 1X ThankYou point per dollar on all other purchases

Citi Transfer Partners

Airline Partners

  • JetBlue TrueBlue

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee $0
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Citi ThankYou® Preferred Card

Highlights

  • 2X ThankYou Points per dollar spent on dining at restaurants, entertainment, cable, and streaming services
  • 1X ThankYou Point on other purchases
  • 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
  • You can earn unlimited ThankYou points, and they don’t expire
  • Citi Concierge to call for non-emergency help
  • No annual fee
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

Try a different phone number
See all Issuer Cards
Insider tip

Update: The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+® Card (Review).

The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points per dollar spent on dining, entertainment, cable, and streaming services.

There is no signup bonus, unfortunately.

The information related to Citi ThankYou® Preferred Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Scroll to top