Citi ThankYou® Preferred Card
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Highlights & Features
Rewards
- 2X ThankYou points for every $1 spent on dining and entertainment
- 1X ThankYou point for every $1 spent on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 15.24%–25.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
- Cash Advance APR: 26.99% Variable
- Cash Advance Fee: 5%, $10 minimum
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteCiti ThankYou® Preferred Card
Highlights
- 2X ThankYou Points per dollar spent on dining at restaurants and entertainment
- 1X ThankYou Point on other purchases
- 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
- You can earn unlimited ThankYou points, and they don’t expire
- Citi Concierge to call for non-emergency help
- No annual fee
The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points for every $1 spent on dining and entertainment.
There is no signup bonus, unfortunately.
