Citi ThankYou® Preferred Card
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The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+℠ Card (Review).
Citi is a Credit Card Insider advertiser.
Highlights & Features
Rewards
- 2X ThankYou points per dollar on:
- Dining
- Entertainment
- Cable and Streaming
- 1X ThankYou point per dollar on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 15.24%–25.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Citi ThankYou® Preferred Card
Highlights
- 2X ThankYou Points per dollar spent on dining at restaurants, entertainment, cable, and streaming services
- 1X ThankYou Point on other purchases
- 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
- You can earn unlimited ThankYou points, and they don’t expire
- Citi Concierge to call for non-emergency help
- No annual fee
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
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Update: The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+℠ Card (Review).
The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points per dollar spent on dining, entertainment, cable, and streaming services.
There is no signup bonus, unfortunately.
The information related to Citi ThankYou® Preferred Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
