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The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+℠ Card (Review).
Citi is a Credit Card Insider advertiser.
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
Intro Balance Transfer APR | 0% for 15 months |
Regular Balance Transfer APR | 15.24%–25.24% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | Up to 29.99% Variable |
Late Fee | Up to $35 |
Returned Payment Fee | Up to $35 |
Additional Cards Annual Fee | $0 |
Foreign Transaction Fee | 3% |
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 26.99% Variable |
Cash Advance Fee | 5%, $10 minimum |
Citi has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteUpdate: The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+℠ Card (Review).
The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points per dollar spent on dining, entertainment, cable, and streaming services.
There is no signup bonus, unfortunately.
The information related to Citi ThankYou® Preferred Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.