Citi ThankYou® Preferred Card
Advertiser Disclosure
Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The information related to Citi ThankYou® Preferred Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Highlights & Features
Rewards
- 2X ThankYou points for every $1 spent on dining and entertainment
- 1X ThankYou point for every $1 spent on all other purchases
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | 0% for 15 months |
| Regular Balance Transfer APR | 15.24%–25.24% Variable |
| Balance Transfer Fee | 3%, $5 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $35 |
| Returned Payment Fee | Up to $35 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.99% Variable |
| Cash Advance Fee | 5%, $10 minimum |
Citi ThankYou® Preferred Card
Highlights
- 2X ThankYou Points per dollar spent on dining at restaurants and entertainment
- 1X ThankYou Point on other purchases
- 0% intro APR on Balance Transfers and Purchases for 15 months. After that, a variable APR of 15.24%–25.24%
- You can earn unlimited ThankYou points, and they don’t expire
- Citi Concierge to call for non-emergency help
- No annual fee
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteInsider tip
Update: The Citi ThankYou Preferred Card has been discontinued for new applicants. It was replaced by the Citi Rewards+℠ Card (Review).
The Citi ThankYou Preferred Card is a mediocre rewards card, offering 2X points for every $1 spent on dining and entertainment.
There is no signup bonus, unfortunately.
