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Citi ThankYou® Preferred Card for College Students

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Our rating
Min. credit level: No Credit
Annual Fee: $0
Regular APR: 16.49%–26.49% Variable
Intro Purchase APR: 0% for 7 months

Citi ThankYou® Preferred Card for College Students

Our rating
No Credit Min. credit level
$0 Annual Fee
Read our Review

Highlights & Features

Rewards

  • 2X points for every $1 spent on:
    • Restaurants
    • Entertainment
  • 1X point for every $1 spent on all other purchases
  • Points never expire

INTRODUCTORY BONUS

2,500 bonus points when you spend $500 in the first 3 months

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.49%–26.49% Variable; transfers must be completed within the first 2 months
Balance Transfer Fee 4%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Citi ThankYou® Preferred Card for College Students

Highlights

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of card membership.
  • 2X ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1X ThankYou® Point on other purchases.
  • Earn unlimited ThankYou Points with this card, and they never expire
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Speak to Customer Service

1-800-347-4934 or

Try a different phone number
See all Issuer Cards
Update: The Citi ThankYou Preferred Card for College Students has been discontinued for new applicants. It has been replaced by the Citi Rewards+ Student Card.

The Citi ThankYou® Preferred Card for College Students is a decent credit card for students, offering 2X points per dollar for dining and entertainment purchases.

There’s an introductory offer of 2,500 bonus points for spending $500 in the first 3 months, worth up to $25 when redeemed. It’s a pretty small bonus overall, but it’s easy to get.

Cardholders also get a 0% introductory APR on purchases for 7 months, followed by a regular rate of 16.49%–26.49% Variable.

Some shopping and travel protections are included, along with Citi’s Concierge service, a rare find on a student credit card.