Citi ThankYou® Preferred Card for College Students


For People with
No Credit

Update: The Citi ThankYou Preferred Card for College Students has been discontinued for new applicants.

The Citi ThankYou® Preferred Card for College Students is a good credit card for students, offering 2X points per dollar for dining and entertainment purchases.

There’s an introductory offer of 2,500 bonus points for spending $500 in the first 3 months, worth up to $25 when redeemed. It’s a pretty small bonus overall, but it’s easy to get.

Cardholders also get a 7-month 0% introductory APR on purchases, followed by a regular rate of 16.49%–26.49% Variable.

Some shopping and travel protections are included, along with Citi’s Concierge service, a rare find on a student credit card.

See how this card compares to another popular student card in the Discover it® for Students vs Citi ThankYou Preferred Card for College Students.

Card Quick Facts

Card Quick Facts

  • Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of card membership.
  • 2X ThankYou® Points per dollar spent on purchases for dining at restaurants and entertainment.
  • 1X ThankYou® Point on other purchases.
  • Earn unlimited ThankYou Points with this card, and they never expire
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Travel with ease and enjoy global acceptance with Chip Technology
  • No annual fee

For People with
No Credit

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X points for every $1 spent on:
    • Restaurants
    • Entertainment
  • 1X point for every $1 spent on all other purchases
  • Points never expire
How to Redeem

Introductory Bonus

  • 2,500 bonus points when you spend $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.49%–26.49% Variable
Intro Purchase APR 0% for 7 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.49%–26.49% Variable; transfers must be completed within the first 2 months
Balance Transfer Fee 4%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

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