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Staples More Account Personal Card

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This card has high earning potential if you often find yourself at Staples, and if you don’t, you’ll still get the same rate for online orders (along with free shipping). Also great for large purchases, you can get deferred-interest financing up to 18 months when you meet the minimum spending requirement — just be sure to follow the repayment terms.

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Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 27.99% Variable

Staples More Account Personal Card

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


  • 5% back in rewards in-store or online at Staples
Introductory Bonus
  • $50 statement credit for spending $150 within 45 days of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
Staples More Account Personal Card


  • 5% back in rewards in-store or online at Staples
  • Free delivery without minimums
  • Deferred financing plans available up to 18 months
  • Free next day delivery on qualifying orders over $35


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

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Credit card issuer's website

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Though there isn’t much in terms of benefits, the Staples More Account Personal card does offer special financing and free next day delivery on qualifying orders over $35.

You’ll earn 5% back in rewards in-store or online at Staples, and if your purchase meets the minimum spending requirement, it may be eligible for deferred financing for up to 18 months.

You’ll also get free delivery with no minimum purchase amount, and free next day delivery for eligible orders over $35.

This card has no annual fee.

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