Citi Secured® MasterCard®

The Citi Secured® MasterCard® is an unusual secured credit card. It cannot be found on the issuers website, and they will not even give you information over the phone about it. Applicants must go to a Citi bank to apply for the card.

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  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 25.24% (Variable)
  • Penalty APR 29.99% (Variable)
  • Late Fee $35
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Building Credit

  • $200 Minimum Credit Requirement: Your credit line is equal to your security deposit.
  • 1 year CD: Upon account opening, the deposit is put into a 1 year CD at 1.01% APR.
  • Approval for Citi Platinum MasterCard: After 18 months users may become eligible for an unsecured Citi Platinum MasterCard.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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The Insider

John Ganotis
Two free rides from 11 US airports from Uber and American Express
John Ganotis | Nov 16, 2016

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Brendan Harkness
Review of the Best Western® Rewards MasterCard®
Brendan Harkness | Oct 21, 2016

The Best Western Rewards MasterCard provides 13 points for every dollar you spend with Best Western, along with a variety of extra perks and benefits.

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Brendan Harkness
Review of the Upromise® World MasterCard®
Brendan Harkness | Sep 28, 2016

The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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