The Citi Secured Mastercard is very simple, with no rewards and no annual fee. It’s a secured credit card, which means it requires a refundable security deposit when you’re approved.
This card has a minimum security deposit of $200, with a maximum of $2,500. If you don’t have a bank account you can apply for this card in person at a Citibank.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee None
- Intro Purchase APR -
- Regular Purchase APR 23.99% Variable
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 23.99% Variable
- Cash Advance APR 26.74% Variable
- Penalty APR 29.99% Variable
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
This card requires a security deposit of $200 to $2,500 when approved.
Various Mastercard Benefits
You will be provided with a list of benefits available to you once you are approved for the card.
Eligible purchases are covered against damage and theft, for 120 days after purchase (90 days for NY residents).
Citi Identity Theft Solutions
If you become a victim of identity theft, Citi will provide assistance and instructions on what to do.
$0 Fraud Liability
You won’t be held responsible for fraudulent charges (contact customer support if you suspect fraud).