Citi Secured® Mastercard®

The Citi Secured Mastercard is very simple, with no rewards and no annual fee. It’s a secured credit card, which means it requires a refundable security deposit when you’re approved.

This card has a minimum security deposit of $200, with a maximum of $2,500. If you don’t have a bank account you can apply for this card in person at a Citibank.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards

    None

  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 23.99% Variable
  • Cash Advance APR 26.74% Variable
  • Penalty APR 29.99% Variable
  • Late Fee Up to $35
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Building Credit

  • Security Deposit

    This card requires a security deposit of $200 to $2,500 when approved.

Mastercard Benefits

  • Various Mastercard Benefits

    You will be provided with a list of benefits available to you once you are approved for the card.

Shopping

  • Purchase Protection

    Eligible purchases are covered against damage and theft, for 120 days after purchase (90 days for NY residents).

Security

  • Citi Identity Theft Solutions

    If you become a victim of identity theft, Citi will provide assistance and instructions on what to do.

  • $0 Fraud Liability

    You won’t be held responsible for fraudulent charges (contact customer support if you suspect fraud).

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
Can You Pay Rent With Credit Cards? Is It Smart?
Susan Shain | Jul 18, 2018

If you want to get something out of paying your rent every month besides a place to live, you may want to pay rent with credit cards. We'll teach you how.

Read More
Brendan Harkness
Review of the L.L.Bean Mastercard
Brendan Harkness | Jul 18, 2018

The L.L.Bean Mastercard is popular for its benefits and rewards at L.L.Bean, but is it worth adding to your wallet? Read our review to find out.

Read More
Susan Shain
The Surprising Truth About APR vs. Interest Rate for Credit Cards
Susan Shain | Jul 11, 2018

How do issuers calculate their APR vs. interest rate for credit cards? The answer may surprise you. Find out what's important when looking at APRs.

Read More