Sears Mastercard®
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This card earns a rather high 5% back in points for eligible gas purchases and 3% back in points for eligible restaurant and grocery purchases, but you can only redeem for purchases at Sears or Kmart. If you’re not a frequent Sears or Kmart shopper, this card is probably not for you.
Highlights & Features
Rewards
- 5% in points at Gas stations
- 3% in points at:
- Grocery stores
- Restaurants
- 2% in points at Sears and Kmart
- 1% in points for every other purchase
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 26.49% Variable |
| Balance Transfer Fee | 5% (Min $10) |
Fees
| Penalty APR | See Terms |
| Late Fee | Up to $37 |
| Returned Payment Fee | Up to $37 |
| Additional Cards Annual Fee | N/A |
| Foreign Transaction Fee | 3% |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 28.40% Variable |
| Cash Advance Fee | 5% (Min $5) |
Sears Mastercard®
Highlights
- Monthly Savings
- Special Financing Offers
- Advanced Notice of Sears Sales Events
- No Annual Fee
- 25.49% Regular Purchase APR *Variable
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Sears Mastercard offers discounts and deals at Sears, and all the benefits that come with having a Mastercard.
You can take advantage of special cardmember benefits at Sears and Kmart, both in-store and online.
