The Sears Card offers cardholders monthly savings and coupons.
Where can I use my Sears Card®?
This card can only be used at Sears, Kmart, Sears.com and Kmart.com. There is also a version of this card you can use anywhere MasterCard credit cards are accepted, the Sears MasterCard.
Check out how this card stacks up to the MasterCard version in our Review of the Sears Card and Sears MasterCard.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 25.49% *Variable
- $15 off a purchase or special financing for 6 months on purchases the day you open the card
- Special discounts and financing offers on a variety of products every month
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee -
- Intro Balance Transfer APR -
- Regular Balance Transfer APR N/A
- Cash Advance APR 27.40% *Variable
- Penalty APR See Terms
- Late Fee Up to $37
- Returned Payment Fee Up to $37
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Advance Notice of Sears Sales Events
Exclusive access to news about upcoming sales and specials
Temporary Shopping Pass
If you forget your card, just show your I.D. to get a temporary day pass.
Online Account Management & Bill Pay
See your account and manage everything online.
Free Authorized Users
Add additional users to your account at no cost.
You will not be held responsible for unauthorized purchases made on your card.
Citi Identity Theft Solutions
Get professional help if your identity is stolen or compromised.
Read about experiences others have had with this card and leave your own review here.
Submit your review
BEWARE of those 1 or 2 yrs "without interest charge" SCAM! It only works if you pay the full amount before the end of that period, if not you will be charged interests for the full 1 or 2 yrs (unlike any other credit card I have).I only had $50 balance left to pay, now my account reflects I owe $300what a scam!!! and don't even bother calling customer service, if you are lucky enough to understand the english they speak you will see they are of no help and only want to get more money out of you.This is why Sears will go out of business very soon.So be very aware of this.