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Sears Card®

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You can only use this card in-store or online at Sears and Kmart, but it may may come in handy if you need special financing on select categories they offer from time to time.

The information related to Sears Card® has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: 26.74% Variable

Sears Card®

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card

Fees

Penalty APR N/A
Late Fee Up to $40
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 28.65% Variable
Cash Advance Fee 5%, $5 minimum
How to Get a Cash Advance with a Credit Card

Card Benefits

SECURITY
  • Zero Liability Protection
Sears Card®

Highlights

  • $0 liability on unauthorized purchases
  • Citi Identity Theft Solutions
  • Monthly coupons
  • Special financing offers
  • Advanced notice of Sears sales events
  • $0 annual fee
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-917-7700 or

Try a different phone number
See all Issuer Cards

The Sears Card offers cardholders monthly savings and coupons, and can be used at Sears, Sears.com, Kmart, and Kmart.com.

Occasionally you may be eligible for limited time promotional deferred financing offers up to 24 months, to assist you in paying for larger purchases.

This store card has no annual fee.