Sears Card®


For People with
Fair Credit

REVIEWS

Reviews

The Sears Card offers cardholders monthly savings and coupons, and can be used at Sears, Sears.com, Kmart, and Kmart.com.

Where can I use my Sears Card®?

This card can only be used at Sears, Sears.com, Kmart, and Kmart.com. There is also a version of this card you can use anywhere Mastercard credit cards are accepted, the Sears Mastercard®.

Check out how this card stacks up to the MasterCard version in our Review of the Sears Card and Sears Mastercard.

Card Quick Facts

Card Quick Facts

  • Monthly savings
  • Credit offers
  • Special financing Offers
  • Advanced notice of Sears sales events

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 27.49% Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology None
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR None
Late Fee Up to $39
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 29.40% Variable
Cash Advance Fee 5%, $5 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Advance Notice of Sears Sales Events

    Exclusive access to news about upcoming sales and specials

  • Temporary Shopping Pass

    If you forget your card, just show your I.D. to get a temporary day pass.

  • Free Authorized Users

    Add additional users to your account at no cost.

  • Fraud Protection

    You will not be held responsible for unauthorized purchases made on your card.

  • Citi Identity Theft Solutions

    Get professional help if your identity is stolen or compromised.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Belle
STAY AWAY - SCAM

BEWARE of those 1 or 2 yrs "without interest charge" SCAM! It only works if you pay the full amount before the end of that period, if not you will be charged interests for the full 1 or 2 yrs (unlike any other credit card I have).I only had $50 balance left to pay, now my account reflects I owe $300what a scam!!! and don't even bother calling customer service, if you are lucky enough to understand the english they speak you will see they are of no help and only want to get more money out of you.This is why Sears will go out of business very soon.So be very aware of this.

The Insider

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