Sears Card®


For People with
Fair Credit

REVIEWS

Reviews

The Sears Card offers cardholders monthly savings and coupons.

Where can I use my Sears Card®?

This card can only be used at Sears, Kmart, Sears.com and Kmart.com. There is also a version of this card you can use anywhere MasterCard credit cards are accepted, the Sears MasterCard.

Check out how this card stacks up to the MasterCard version in our Review of the Sears Card and Sears MasterCard.

Card Quick Facts

Card Quick Facts

  • Monthly Savings
  • Credit Offers
  • Special Financing Offers
  • Advanced Notice of Sears Sales Events

For People with
Fair Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • $15 off a purchase or special financing for 6 months on purchases the day you open the card
  • Special discounts and financing offers on a variety of products every month
How to Redeem

Introductory Bonus

  • None
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 25.49% *Variable
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR See Terms
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR N/A
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 27.40% *Variable
Cash Advance Fee 5% (Min $5)

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Belle
STAY AWAY - SCAM

BEWARE of those 1 or 2 yrs "without interest charge" SCAM! It only works if you pay the full amount before the end of that period, if not you will be charged interests for the full 1 or 2 yrs (unlike any other credit card I have).I only had $50 balance left to pay, now my account reflects I owe $300what a scam!!! and don't even bother calling customer service, if you are lucky enough to understand the english they speak you will see they are of no help and only want to get more money out of you.This is why Sears will go out of business very soon.So be very aware of this.

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