Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

For People with
Good Credit

Learn how to apply for this card.

The Citi/AAdvantage Platinum Select World Elite Mastercard offers American Airlines AAdvantage bonus miles for making purchases through American Airlines and US Airlines, as well as some great benefits and a generous signup bonus.

When you use this card, you’ll earn 2X AAdvantage miles per dollar spent on all your American Airlines purchases, restaurants, and gas stations. If you can spend just $2,500 in the first 3 months of opening your account, you’ll get a signup bonus of 50,000 bonus AAdvantage bonus miles.

This card has no annual fee for the first 12 months, then a $99 annual fee.

See how this card compares in our Review of the Citi®/AAdvantage® Platinum Select® World Elite™ Mastercard® and the CitiBusiness®/AAdvantage® Platinum Select® World Mastercard®.

For People with
Good Credit

Learn how to apply for this card.

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Card Details



  • 2X AAdvantage miles per dollar spent on:
    • American Airlines
    • Gas stations
    • Restaurants
  • 1X AAdvantage mile per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 50,000 American Airlines AAdvantage bonus miles when you spend $2,500 in the first 3 months
Card Stats

Card Stats

Annual Fee $99, waived for first 12 months*
Additional Cards Annual Fee $0
Regular Purchase APR 17.99% - 25.99%* (Variable)
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,500
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee -
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.99% - 25.99%* (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advances

Cash Advances

Cash Advance APR 27.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum.

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • First Bag Checked Free

    First bag gets checked for free for you and four companions.

  • $125 Annual American Airlines Flight Discount

    Get a $125 annual American Airlines flight discount after you spend at least $20,000 in a calendar year using your card.

  • Reduced Mileage Awards

    Fly for 7,500 fewer AAdvantage miles on qualifying flights.

  • 25% In-flight Savings

    On food and beverages purchased in-flight, for American Airlines flights.

  • Preferred Boarding

    Cardholders qualify for Group 5 boarding on American Airlines, which is after Priority boarding and before economy boarding.

  • Extended Warranty Protection

    Eligible warranties can be extended by up to 24 months.

  • Price Protection

    If you made an eligible purchase in the U.S. that’s found advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $200 per item, $1,000 per year.

  • Purchase Protection

    Purchases are covered for 120 days against theft or damage; up to $1,000 per item, up to $50,000 per year.

  • Travel & Emergency Assistance

    A variety of emergency services are offered with this card, such as legal and medical referrals, emergency transportation, lost luggage and many more.

  • Automatic Travel Accident Insurance

    For trips on buses, planes, trains and ships you are automatically covered in the case of physical accidents.

  • Auto Rental Insurance

    For theft and damage to rental vehicles. This offer only applies if the car rental company’s insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement up to $3,000 per trip.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.

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