Citi®/AAdvantage® Platinum Select® World Elite™ Mastercard®

The Citi®/AAdvantage® Platinum Select® World Elite Mastercard® offers American Airlines AAdvantage® bonus miles for making purchases through American Airlines and US Airlines, as well as some great benefits and a generous sign-up bonus.

When you use this card, you’ll earn 2X AAdvantage miles per dollar spent on all your American Airlines purchases, restaurants, and gas stations. If you can spend just $3,000 in the first 3 months of opening your account, you’ll get a signup bonus of 60,000 bonus AAdvantage bonus miles.

This card has no annual fee for 12 months, then a $99 annual fee.

See how this card compares in our Review of the Citi® Platinum Select® / AAdvantage® World Mastercard® and the CitiBusiness® / AAdvantage® World Mastercard®.

Card Quick Facts

Card Quick Facts

  • 2X AAdvantage® miles at American Airlines, gas stations, and restaurants
  • Earn 60,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening
  • First checked bag is free on domestic American Airlines flights for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding privileges with Group 5 on American Airlines flights
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights
  • $125 annual American Airlines flight discount after spending $20,000 in a given year
  • $99 annual fee, waived the first year

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Card Details



  • 2X AAdvantage miles per dollar spent on:
    • American Airlines
    • Gas stations
    • Restaurants
  • 1X AAdvantage mile per dollar spent on all other purchases
How to Redeem

Introductory Bonus

  • 60,000 American Airlines AAdvantage bonus miles when you spend $3,000 in the first 3 months
Card Stats

Card Stats

Annual Fee $99, waived the first year
Additional Cards Annual Fee $0
Regular Purchase APR 18.24%–26.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,500
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 18.24%–26.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • First Bag Checked Free

    First bag gets checked for free for you and four companions.

  • $125 Annual American Airlines Flight Discount

    Get a $125 annual American Airlines flight discount after you spend at least $20,000 in a calendar year using your card.

  • Reduced Mileage Awards

    Fly for 7,500 fewer AAdvantage miles on qualifying flights.

  • 25% In-flight Savings

    On food and beverages purchased in-flight, for American Airlines flights.

  • Preferred Boarding

    Cardholders qualify for Group 5 boarding on American Airlines, which is after Priority boarding and before economy boarding.

  • Extended Warranty Protection

    Eligible warranties can be extended by up to 24 months.

  • Price Protection

    If you made an eligible purchase in the U.S. that’s found advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $200 per item, $1,000 per year.

  • Purchase Protection

    Purchases are covered for 120 days against theft or damage; up to $1,000 per item, up to $50,000 per year.

  • Travel & Emergency Assistance

    A variety of emergency services are offered with this card, such as legal and medical referrals, emergency transportation, lost luggage and many more.

  • Automatic Travel Accident Insurance

    For trips on buses, planes, trains and ships you are automatically covered in the case of physical accidents.

  • Auto Rental Insurance

    For theft and damage to rental vehicles. This offer only applies if the car rental company’s insurance is declined.

  • Lost Luggage Reimbursement

    If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement up to $3,000 per trip.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.

Visitor Reviews

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