The Home Depot Commercial Revolving Charge Card

For People with
Good Credit



The Home Depot Commercial Revolving Charge Card offers business owners flexible payment options, and some good account management tools.

You can opt to get fuel discounts every time you fill up and 60 days to pay your bill, with monthly payments. Just make sure to look for the checkboxes on your application form. You’ll also get 1-year returns, which is 4X the limit for non-cardmembers.

This card has no annual fee.

To login and pay your bill or manage your account online, visit this website.

Where can I use my The Home Depot Commercial Revolving Charge Card?


Card Quick Facts

Card Quick Facts

  • Itemize billing
  • Purchase tracking
  • Flexible payment options
  • 60 days to pay
  • 1 year to make returns
  • Pro Xtra membership
  • No annual fee
  • Authorized users
  • Minimum monthly payments required

For People with
Good Credit



Manage My Card

Want to pay a bill or check your balance?

Card Details



This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.00–21.99%
Intro Purchase APR -
Foreign Transaction Fee -
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR 26.99%
Late Fee Up to $39
Returned Payment Fee -
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR -
Cash Advance Fee -

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Pro Xtra Program

    Track all of your qualifying purchases at Home Depot and get discount rewards for paint purchases. You’ll also be offered coupons and chances to enter sweepstakes.

  • Fuel Rewards Discounts

    Enroll your account in the Fuel Rewards program and get a discount every time you fill up.

  • 60 Days to Pay

    When you’re applying, you’ll have the option to opt for 60 days to pay with monthly minimum payments.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by john Tran
shady practice and 10% minimum payments!

This shady company charges 10% minimum payment each month. If you owe $5000 you will need to pay $500 as your minimum payment which is 4X the interest accrued. Meanwhile their card disclosures say NOTHING about how they calculate the minimum payment or what it is. The consumer one does but not the commercial. They should be sued for Usury.

by Laurie Schroeder
Buyer Beware!

As a small business owner, I have spent $10K plus per year for the past 15 years with Home Depot. That's $150K! Have always appreciated their products and services. But now, I will never shop there again. They have issues with the credit card management, like having to call in to ensure your payment has been applied to any promotional balance. Two years ago I requested that my credit limit be reduced from $9900 to $1500 after paying off the outstanding balance in full. I recently made a purchase which went over the current credit limit, and most importantly, which they accepted!! There were no communications about it and I thought they must be okay with it given my earlier history. Interesting that they supported the sale, but then turned it against me!! I am being penalized for being over the limit, they have reported it to the credit bureau and it's affected my credit rating overall. I have always had an impeccable history with my credit rating and it is now destroyed because of this. In trying to discuss with them, they just tote the company line. Why didn't they deny the purchase then?? Unbelievable! Rona, here I come. No more Home Depot!!

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