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The Home Depot Commercial Account

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Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Fair
Annual Fee: $0
Regular APR: Not Applicable - Paid in Full Monthly

The Home Depot Commercial Account

Our rating
Fair Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee N/A
Additional Cards Annual Fee N/A
Foreign Transaction Fee N/A
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR N/A
Cash Advance Fee N/A
How to Get a Cash Advance with a Credit Card
The Home Depot Commercial Account


  • Choose between 30-day terms or 60-day terms
  • Opt for fuel rewards on your application and every time you spend $100 on qualifying purchases using your Commercial credit card, you’ll earn $0.10 per gallon in Fuel Rewards® savings
  • No annual fee
  • Flexible payment options
  • Itemized billing statements
  • Online account management and purchase tracking
  • One year to make returns


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-866-875-5488 or

Try a different phone number
See all Issuer Cards

Issued by Citibank, The Home Depot Commercial Account offers similar features to The Home Depot Commercial Revolving Charge Card. However, with this card there is no APR; payments are due by a specific date.

You can opt for either 30-day terms or 60-day terms to pay your balance off without interest, but at the end of each term your balance must be paid off in full.

You can also opt for fuel rewards while applying: Every time you spend $100 on qualifying purchases using your Commercial credit card, you’ll earn $0.10 per gallon in Fuel Rewards® savings.

Home Depot also offers The Home Depot Project Loan (Review) and The Home Depot Consumer Credit Card (Review).

The information related to The Home Depot Commercial Account has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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