- Annual Fee $0
- Intro Purchase APR -
- Regular Purchase APR 15.24%, 17.24%, or 19.24% (Variable)
- Earn 6 HHonors Bonus Points for every $1 spent on hotel stays within Hilton Portfolio
- Earn 3 HHonors Bonus Points for every $1 spent at supermarkets, drugstores & gas stations
- Earn 2 HHonors Bonus Points for every $1 spent on all other purchases
- When you spend $1,000 within Hilton Portfolio in one year, you can earn 10,000 Hilton HHonors Bonus Points
- There is no limit to the amount of rewards you can earn, as long as you use your card once per year
- Signup Bonus 75,000 Hilton HHonors™ Bonus Points when you spend $2,000 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 15.24%, 17.24%, or 19.24% (Variable)
- Cash Advance APR 25.24% (Variable)
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- HHonors Silver Status: Stay at Hilton for 4 days within the first 90 days from opening your account you will get HHonors Silver status. This includes a 15% bonus on HHonors Base Points earned, and access to the health club or fitness center at select hotel owned and operated facilities while you are staying there.
- Upgrade to HHonors Gold Status: Spend $20,000 in a year and get HHonors Gold Status.
- 24/7 Concierge Service
- Citi with Apple Pay™: Use Apple Pay™ at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3.
- Fraud Protection: You will not be held responsible for unauthorized use of your card
- Purchase Protection: Purchases are covered for 120 days against theft or damage; up to $1,000 per item, up to $50,000 per year.
- Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.
- Return Protection: Store won’t take back your eligible item? No problem. Get reimbursed for eligible items purchased on your card if you make the return within 90 days of purchase; up to $500 per item, $2,500 per year.
- Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
- Lost Luggage Reimbursement: If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement up to $3,000 per trip.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.
- Travel Accident Insurance: Get reimbursed up to $500,000 if you or a family member gets in an accident while traveling.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.