Earn bonus points good for free hotel stays and merchandise when you use the Citi® Hilton HHonors™ Reserve Card towards hotels within the Hilton Portfolio, airline and car rental purchases, and all other purchases.
Citi offers a version of this card with less rewards, the Citi® Hilton HHonors Visa Signature® Card.
- Annual Fee $95
- Intro Purchase APR -
- Regular Purchase APR 15.24% (Variable)
- Earn 10 HHonors Bonus Points for every $1 spent on hotel stays within Hilton Portfolio
- Earn 5 HHonors Bonus Points for every $1 spent on airline and car rental purchases
- Earn 3 HHonors Bonus Points for every $1 spent on all other purchases
- There is no limit to the amount of rewards you can earn, as long as you use your card once per year
- Signup Bonus 2 Weekend Night Certificates when you spend $2,500 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 15.24% (Variable); must be completed within the first 2 months from opening your account
- Cash Advance APR 25.24% (Variable)
- Penalty APR Up to 29.99% (Variable)
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- Hilton HHonors Gold Status
- Upgrade to HHonors Diamond Status: If you spend $40,000 or more in year you will get an upgrade to HHonors Diamond Status.
- Weekend Night Certificate: Get 1 weekend night certificate at eligible hotels and resorts within the Hilton Portfolio when you spend $10,000 in one year.
- 24/7 Concierge Service
- Citi with Apple Pay™: Use Apple Pay™ at over 200,000 stores with the iPhone® 6, or in-app with the iPad Air™ 2 and iPad mini™ 3.
- Fraud Protection: You will not be held responsible for unauthorized use of your card
- Purchase Protection: Purchases are covered for 120 days against theft or damage; up to $1,000 per item, up to $50,000 per year.
- Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.
- Extended Warranty Protection: Eligible warranties of 5 years or less can be extended by up to an additional year; up to $10,000 per year.
- Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
- Lost Luggage Reimbursement: If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement up to $3,000 per trip.
- Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $100,000.
- Travel Accident Insurance: Get reimbursed up to $500,000 if you or a family member gets in an accident while traveling.
- Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.
Visa Signature Benefits
- This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.