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If you’re looking for some extra time to pay off large purchases, the Citi Diamond Preferred Card could be your best bet. You won’t earn any rewards, but you’ll get one of the longest 0% introductory APRs on the market as well as some useful benefits like a concierge service and shopping protections.
The Citi Diamond Preferred Card is a solid credit card, offering an introductory APR of 0% for 21 months on balance transfers, and then a regular APR of 15.24%–25.24% Variable.
There are some decent benefits too, including Citi Concierge and Citi Private Pass for exclusive VIP events, bookings, and more.
This card has no annual fee and charges 3% for foreign transactions.
See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.