Citi® Diamond Preferred® Card
The Citi Diamond Preferred® Card is an excellent credit card, offering an almost unheard of introductory APR of 0% for 21 months and some great benefits. See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
Quick View
- Annual Fee $0
- Intro Purchase APR 0% for 21 months
- Regular Purchase APR 13.24%–23.24% Variable
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Rewards
None
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 21 months
- Regular Balance Transfer APR 13.24%–23.24% Variable
- Cash Advance APR 25.99% Variable
- Penalty APR Up to 29.99% Variable
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Card Benefits
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
Perks
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24/7 Concierge Service
Call any time to talk to your own personal assistant for all kinds of non-emergency help.
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Special Access
Get exclusive access to Ticket presales, preferred seating, VIP packages and unique entertainment experiences through Citi® Private Pass®.
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Citi® Easy Deals℠
Members only savings on on brands like Gap, CVS and Footlocker. Check them out over at citieasydeals.com.
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Citi® PrivatePass®
Access to exclusive events and experiences.
Account Management
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Account Alerts
Get notified about your balance levels, payments due, and more.
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Choose Your Payment Due Date
Pick the time of month you’d like to receive your bill.
Security
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Fraud Protection
You will not be held responsible for unauthorized use of your card
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Citi® Identity Theft Solutions
Get help if your identity get’s stolen.
Shopping
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Purchase Protection
Purchases are covered for 120 days against theft or damage, up to $1,000 per item; up to $50,000 per year.
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Extended Warranty Protection
Eligible warranties of 5 years or less can be extended by up to an additional year; up to $10,000 per year.
Travel
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Travel and Emergency Assistance
Provides help with emergencies, including legal and medical referrals.
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Trip Cancellation / Trip Interruption Insurance
If a trip is disrupted for an eligible reason, provides reimbursement up to $1,500 for non-refundable costs.
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Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.
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Travel Accident Insurance
Get reimbursed up to $250,000 if you or a family member gets in an accident while traveling.
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