Citi® Diamond Preferred® Card


For People with
Good Credit

REVIEWS

Reviews

The Citi Diamond Preferred Card is a solid credit card, offering an introductory APR of 0% for 18 months on purchases and balance transfers, and then a purchase and balance transfer APR of 15.24%–25.24% Variable.

There are some decent benefits too, including Citi Concierge and Citi Private Pass for exclusive VIP events, bookings, and more.

This card has no annual fee and charges 3% for foreign transactions.

See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.

Card Quick Facts

Card Quick Facts

  • 0% intro APR on purchases and balance transfers for 18 months. After that, 15.24%–25.24% Variable APR based upon your creditworthiness.
  • Citi Private Pass gives you access to exclusive tickets, VIP packages, movie screenings and more at citiprivatepass.com.
  • 24/7 Citi Concierge service help book your hotel rooms, flights and more.
  • Citi Identity Theft Solutions to assist you in identifying theft and resolving the matter.
  • Choose your payment due date.
  • $0 liability on unauthorized purchases.
  • No annual fee.

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.24%–25.24% Variable
Intro Purchase APR 0% for 18 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • 24/7 Concierge Service

    Call any time to talk to your own personal assistant for all kinds of non-emergency help and bookings.

  • Citi Private Pass

    Get exclusive access to Ticket pre-sales, preferred seating, VIP packages and unique entertainment experiences through Citi® Private Pass®.

  • Citi® Easy Deals℠

    Members only savings on on brands like Gap, CVS and Footlocker. Check them out over at citieasydeals.com.

  • Account Alerts

    Get notified about your balance levels, payments due, and more.

  • Choose Your Payment Due Date

    Pick the time of month you’d like to receive your bill.

  • $0 Fraud Liability

    You won’t be held responsible for fraudulent charges (contact customer support if you suspect fraud).

  • Citi® Identity Theft Solutions

    Get help if your identity is stolen.

Visitor Reviews

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Average rating:  
 2 reviews
by AJ
Excellent

This IS a balance transfer card, and depending on credit you can also get a long intro Purchase APR. It has been excellent for big purchases.

by Omri
NO BALANCE TRANSFER!!!!!

They advertaising this card with balance transfer benefits but actuallyThis promotion is for selected customers ..Not recommended at allThere are so many better cards out there ...

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