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Citi® Diamond Preferred® Card

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RUNNER UP Best Balance Transfer Credit Cards
Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.24%–25.24% Variable
Intro Balance Transfer APR: 0% for 18 months
Intro Purchase APR: 0% for 18 months

Citi® Diamond Preferred® Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now Read our Review

Highlights & Features

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 15.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
Citi® Diamond Preferred® Card

Highlights

  • 0% intro APR on purchases and balance transfers for 18 months. After that, 15.24%–25.24% Variable APR based upon your creditworthiness.
  • Citi Private Pass gives you access to exclusive tickets, VIP packages, movie screenings and more at citiprivatepass.com.
  • 24/7 Citi Concierge service help book your hotel rooms, flights and more.
  • Citi Identity Theft Solutions to assist you in identifying theft and resolving the matter.
  • Choose your payment due date.
  • $0 liability on unauthorized purchases.
  • No annual fee.
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

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The Citi Diamond Preferred Card is a solid credit card, offering an introductory APR of 0% for 18 months on purchases and balance transfers, and then a purchase and balance transfer APR of 15.24%–25.24% Variable.

There are some decent benefits too, including Citi Concierge and Citi Private Pass for exclusive VIP events, bookings, and more.

This card has no annual fee and charges 3% for foreign transactions.

See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.