Citi® Diamond Preferred® Card


For People with
Good Credit

REVIEWS

Reviews

The Citi Diamond Preferred Card is a solid credit card, offering an introductory APR of 0% for 21 months on balance transfers and 12 months on purchases. There are some fairly good benefits too. See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.

Card Quick Facts

Card Quick Facts

  • Get a 0% Intro APR on Balance Transfers for 21 months. After that, the APR will be 14.24%–24.24% Variable based upon your creditworthiness.*
  • Get a 0% Intro APR on Purchases for 12 months.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

This card does not offer rewards.
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 14.24%–24.24% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 21 months
Regular Balance Transfer APR 14.24%–24.24% Variable
Balance Transfer Fee 5%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.49% Variable
Cash Advance Fee 5%; Min:$10

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 2 reviews
by AJ
Excellent

This IS a balance transfer card, and depending on credit you can also get a long intro Purchase APR. It has been excellent for big purchases.

by Omri
NO BALANCE TRANSFER!!!!!

They advertaising this card with balance transfer benefits but actuallyThis promotion is for selected customers ..Not recommended at allThere are so many better cards out there ...

The Insider

Susan Shain
Here’s the Best Credit Card for Groceries, Plus 6 Runners-Up
Susan Shain | Jan 14, 2019

We combed the fine print to crown the best grocery credit card in all the land. We name six runners-up for different types of grocery shoppers, too.

Read More
Michelle Black
How to Place Fraud Alerts on Your Credit Reports
Michelle Black | Jan 04, 2019

Fraud alerts are protective measures you can take to help prevent identity theft, requiring companies to verify your identity before extending new credit.

Read More
Brendan Harkness
Review of the Macy’s Credit Card and the Macy’s American Express Card
Brendan Harkness | Jan 01, 2019

The Macy's Credit Card and Macy's American Express Card are popular for their discounts at Macy's, but are they worth getting? Read our review to decide.

Read More