Citi Diamond Preferred® Card

The Citi Diamond Preferred® Card is an excellent credit card, offering an almost unheard of introductory APR of 0% for 21 months and some great benefits. See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi Diamond Preferred® Card.

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  • Rewards


  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 21 months
  • Regular Balance Transfer APR 11.99% - 21.99% (Variable)
  • Cash Advance APR 25.24% (Variable)
  • Penalty APR Up to 29.99% (Variable)
  • Late Fee Up to $35
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 24/7 Concierge Service

    Call any time to talk to your own personal assistant for all kinds of non-emergency help.

  • Special Access

    Get exclusive access to Ticket presales, preferred seating, VIP packages and unique entertainment experiences through Citi® Private Pass®.

  • Citi® Easy Deals℠

    Members only savings on on brands like Gap, CVS and Footlocker. Check them out over at

  • Citi® PrivatePass®

    Access to exclusive events and experiences.

Account Management

  • Account Alerts

    Get notified about your balance levels, payments due, and more.

  • Choose Your Payment Due Date

    Pick the time of month you’d like to receive your bill.


  • Fraud Protection

    You will not be held responsible for unauthorized use of your card

  • Citi® Identity Theft Solutions

    Get help if your identity get’s stolen.


  • Purchase Protection

    Purchases are covered for 120 days against theft or damage, up to $1,000 per item; up to $50,000 per year.

  • Extended Warranty Protection

    Eligible warranties of 5 years or less can be extended by up to an additional year; up to $10,000 per year.


  • Travel and Emergency Assistance

    Provides help with emergencies, including legal and medical referrals.

  • Trip Cancellation / Trip Interruption Insurance

    If a trip is disrupted for an eligible reason, provides reimbursement up to $1,500 for non-refundable costs.

  • Auto Rental Collision Damage Waiver

    Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.

  • Travel Accident Insurance

    Get reimbursed up to $250,000 if you or a family member gets in an accident while traveling.

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