The Citi Diamond Preferred® Card is a solid credit card, offering an introductory APR of 0% for 21 months on balance transfers and 12 months on purchases. There are some fairly good benefits too. See how this card stacks up to a similar one in our comparison: The Citi Simplicity® Card vs. The Citi® Diamond Preferred® Card.
Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.
- Annual Fee $0
- Intro Purchase APR 0% for 12 months
- Regular Purchase APR 14.24%–24.24% Variable
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR 0% for 21 months
- Regular Balance Transfer APR 14.24%–24.24% Variable
- Cash Advance APR 26.49% Variable
- Penalty APR Up to 29.99% Variable
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
24/7 Concierge Service
Call any time to talk to your own personal assistant for all kinds of non-emergency help.
Get exclusive access to Ticket presales, preferred seating, VIP packages and unique entertainment experiences through Citi® Private Pass®.
Citi® Easy Deals℠
Members only savings on on brands like Gap, CVS and Footlocker. Check them out over at citieasydeals.com.
Access to exclusive events and experiences.
Get notified about your balance levels, payments due, and more.
Choose Your Payment Due Date
Pick the time of month you’d like to receive your bill.
You will not be held responsible for unauthorized use of your card
Citi® Identity Theft Solutions
Get help if your identity get’s stolen.
Purchases are covered for 120 days against theft or damage, up to $1,000 per item; up to $50,000 per year.
Extended Warranty Protection
Eligible warranties of 5 years or less can be extended by up to an additional year; up to $10,000 per year.
Travel and Emergency Assistance
Provides help with emergencies, including legal and medical referrals.
Trip Cancellation / Trip Interruption Insurance
If a trip is disrupted for an eligible reason, provides reimbursement up to $1,500 for non-refundable costs.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.
Travel Accident Insurance
Get reimbursed up to $250,000 if you or a family member gets in an accident while traveling.
Read about experiences others have had with this card and leave your own review here.
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They advertaising this card with balance transfer benefits but actuallyThis promotion is for selected customers ..Not recommended at allThere are so many better cards out there ...