Skip to content

Costco Anywhere Visa® Card by Citi

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

As far as store cards go, you could do worse than the Costco Anywhere Visa Card by Citi. You’ll need a Costco membership to get it, but you’ll earn a considerable amount of cash back on gas (not so much at Costco) and gain some decent shopping protections.

Apply Now Read our Review

Citi is a Credit Card Insider advertiser.

BEST PICK Best Gas Credit Cards Best Retail Store Credit Cards of November 2020 The Best Credit Cards for Dining Out at Restaurants
RUNNER UP Best Cash Back Credit Cards of November 2020
Our rating
Min. credit level: Excellent
Annual Fee: $0 (Costco membership required)
Regular APR: 15.24% (Variable)

Costco Anywhere Visa® Card by Citi

Our rating
Excellent Min. credit level
$0 (Costco membership required) Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 4% cash back on eligible Gas, including gas at Costco; up to $7,000 per year, then 1% back
  • 3% cash back:
    • At Restaurants
    • On Travel
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.24% (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% (Variable)
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
Costco Anywhere Visa® Card by Citi

Highlights

  • Discover one of Citi’s best cash back rewards cards designed exclusively for Costco members
  • 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
  • Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico
  • The standard variable APR for Citi Flex Plan is 15.24%. Citi Flex Plan offers are made available at Citi’s discretion.
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-347-4934 or

Try a different phone number
See all Issuer Cards

The Costco Anywhere Visa® Card by Citi offers cash back for a variety of different types of purchases, including a relatively high reward for gas purchases.

You’ll need a Costco membership to be eligible for this card, and you can use it to make purchases anywhere Visa credit cards accepted. This card can also be used as your Costco membership ID.

It offers 4% cash back at eligible gas stations, including gas at Costco, on up to $7,000 in spending per year, then 1%. It also provides 3% cash back at restaurants and on travel, with 2% back for all other purchases from Costco.

This card has no annual or foreign transaction fees.

To redeem your rewards, you’ll receive a coupon in the mail each year in your February billing statement. You’ll need to take the coupon to a Costco, where you can use it for purchases or redeem the balance in the form of cash or a check.