Costco Anywhere Visa® Card by Citi

For People with
Fair Credit

Learn how to apply for this card.



The Costco Anywhere Visa® Card by Citi offers cash back for a variety of different types of purchases, including a relatively high reward for gas purchases.

You’ll need a Costco membership to be eligible for this card, and you can use it to make purchases anywhere Visa credit cards accepted. This card can also be used as your Costco membership ID.

It offers 4% cash back at eligible gas stations, including gas at Costco, on up to $7,000 in spending per year, then 1%. It also provides 3% cash back at restaurants and on travel, with 2% back for all other purchases from Costco.

This card has no annual or foreign transaction fees.

To redeem your rewards, you’ll receive a coupon in the mail each year in your February billing statement. You’ll need to take the coupon to a Costco, where you can use it for purchases or redeem the balance in the form of cash or a check.

Where can I use my Costco Anywhere Visa® Card by Citi?

Costco and anywhere else Visa credit cards are accepted.

For People with
Fair Credit

Learn how to apply for this card.



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Card Details



  • 4% cash back on eligible Gas, including gas at Costco; up to $7,000 per year, then 1% back
  • 3% cash back:
    • At Restaurants
    • On Travel
  • 2% cash back on all other purchases from Costco and
  • 1 % cash back on all other purchases
Card Stats

Card Stats

Annual Fee $0*
Additional Cards Annual Fee -
Regular Purchase APR 17.24%* (Variable)
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee -
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 17.24%* (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advances

Cash Advances

Cash Advance APR 27.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • $0 Fraud Liability

    You won’t be held responsible for fraudulent charges (contact customer support if you suspect fraud).

  • Damage & Theft Purchase Protection

    Provides coverage against damage and theft for eligible purchases, for 120 days (90 days for NY residents), up to $1,000 per item and $50,000 per year, per Citi card account.

  • Extended Warranty

    Extends the manufacturer’s warranty on eligible purchases up to 24 months, up to $10,000 per item.

  • Worldwide Car Rental Insurance

    Your rental cars are covered against theft and damage, as long as you decline the rental company’s own insurance, up  to $50,000 per rental car.

  • Roadside Assistance Dispatch Service

    Get help if you need common roadside assistance services such as towing, winching, flat tire, jump starts, delivery of up to 2 gallons of fuel, and more.

  • Travel & Emergency Assistance

    Provides 24/7 help before and during trips, including emergency travel arrangements, medical and legal referrals, and more.

  • Worldwide Travel Accident Assistance

    Provides coverage for you and your family if a tragic accident were to occur while traveling in a common carrier, up to $250,000 per person.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by fed up

Frankly, I'd give the Costco Visa card a ZERO if I could! After a decade and a half with the Costco American Express card, we were accustomed to being alerted about suspicious and fraudulent activity. Unfortunately now that the cat (i.e., Visa) is in the hen house and Costco terminated credit card services with American Express, the customer service is more like an interrogation. There is very little professionalism. You call with a problem and you are judged guilty until proven innocent. DISGUSTED! INSULTED! Definitely shopping for a NEW Visa card! Shame on you Costco for being so cheap and providing your customers with the WORST CUSTOMER SERVICE IMAGINABLE. Suffice it to say, keep an eye on your statement especially when doing online purchases, because YOU ARE ON YOUR OWN! No protection from Costco or their awful Visa credit card jerks.

by Maggie
DO NOT USE CITI for Trip Cancellation & Interruption Protection

NEVER consider using the Trip Cancellation & Interruption Protection on the CITI card. Horrible customer service!! After 4 weeks chasing them for an answer received that claim was denied for the 1 day car rental and 1 night hotel cost as the passenger did not wait for 24 hours at the airport (!!!) after flight cancelled but continued trip earlier by renting a car and sleeping in a hotelWho waits 24 hours ???

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