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A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | N/A |
Balance Transfer Fee | N/A |
Penalty APR | Up to 29.99% (Variable) |
Late Fee | $39 |
Returned Payment Fee | $39 |
Additional Cards Annual Fee | N/A |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% (Variable) |
Cash Advance Fee | 5% of each cash advance; $10 minimum |
Citi has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Costco Anywhere Visa® Business Card by Citi offers cash back for a variety of purchases that your business might make frequently, including a relatively high reward for gas purchases.
You’ll need a Costco membership to be eligible for this card, and you can use it to make purchases anywhere Visa is accepted. This card can also be used as your Costco membership ID.
You’ll get 4% cash back on most gas around the world, even at Costco, up to $7,000 per year. And you’ll get 3% cash back on travel purchases and at restaurants, 2% cash back at Costco and Costco.com, and 1% cash back on all other purchases.
To redeem your rewards, you’ll receive a coupon in the mail each year in your February billing statement. You’ll need to take the coupon to a Costco, where you can use it for purchases or redeem the balance in the form of cash or a check.
Take note that you can’t use this card for a balance transfer.