Costco Anywhere Visa® Business Card by Citi

For People with
Fair Credit



The Costco Anywhere Visa® Business Card by Citi offers cash back for a variety of purchases that your business might make frequently, including a relatively high reward for gas purchases.

You’ll need a Costco membership to be eligible for this card, and you can use it to make purchases anywhere Visa is accepted. This card can also be used as your Costco membership ID.

You’ll get 4% cash back on most gas around the world, even at Costco, up to $7,000 per year. And you’ll get 3% cash back on travel purchases and at restaurants, 2% cash back at Costco and, and 1% cash back on all other purchases.

To redeem your rewards, you’ll receive a coupon in the mail each year in your February billing statement. You’ll need to take the coupon to a Costco, where you can use it for purchases or redeem the balance in the form of cash or a check.

Take note that you can’t use this card for a balance transfer.

Where can I use my Costco Anywhere Visa® Business Card by Citi?

Costco and anywhere else Visa credit cards are accepted.

Card Quick Facts

Card Quick Facts

  • Must be a Costco member
  • 4% cash back on eligible gas (including at Costco)
  • 3% cash back at restaurants and on eligible travel
  • 2% cash back on other Costco and purchases
  • No foreign transaction fees
  • No annual fee

For People with
Fair Credit



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Card Details



  • 4% cash back on eligible Gas, including gas at Costco; up to $7,000 per year, then 1% back
  • 3% cash back:
    • At Restaurants
    • On Travel
  • 2% cash back on all other purchases from Costco and
  • 1 % cash back on all other purchases
Card Stats

Card Stats

Annual Fee $0 (Costco membership required)
Additional Cards Annual Fee -
Regular Purchase APR 17.49% Variable
Intro Purchase APR -
Foreign Transaction Fee None
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $37
Returned Payment Fee Up to $37
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR -
Balance Transfer Fee -
Cash Advances

Cash Advances

Cash Advance APR 24.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Extended Warranty

    Extends the manufacturer’s warranty on eligible purchases.

  • Damage & Theft Purchase Protection

    Provides coverage against damage and theft for eligible purchases, for 120 days (90 days for NY residents).

  • Travel & Emergency Assistance

    Provides 24/7 help before and during trips, including emergency travel arrangements, medical and legal referrals, and more.

  • Worldwide Travel Accident Insurance

    Provides coverage for you and your family if a tragic accident were to occur while traveling.

  • Worldwide Car Rental Insurance

    Your rental cars are covered against theft and damage, as long as you decline the rental company’s own insurance.

  • Lost Baggage Protection

    If your checked or carry-on bags are lost, stolen, or damaged by a common carrier, you may be eligible for reimbursement up to $3,000 per covered traveler.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 1 reviews
by Md Akther Hossan
Worse credit card one can think

I have Costco Citi Credit card for about a year now. Their customer service, dispute department, lawyer to handle dispute etc are worse than one can even think. I have applied for this card with having correct name. I received card with all the letters combined (two words) in first name. I needed to talk to them more than 20 times to change it. Every time they mentioned, your card having corrected name is on the way. But, I received the card having the same mistake for 5 times. 6th time, I received the card having correct name. I have disputed one charge of $1012 because merchant (airlines) charged me twice for the same transaction. I received money back for one charge. But, I could not use my ticket.Airlines company mentioned credit card company refused to pay for my ticket. But CiTi says, they paid 2 times for this ticket. So, I asked my credit card company, who has the money $1012 as Airline says, they don't have money for the ticket (that's why airline did not allow me to use the ticket to travel) although I see 2 charges for the same transaction. Within the 2 charges, Airlines refunded me one charge. CiTi customer care, repeatedly said, airline has the money (one charges within two $1012). So, I asked them to dispute the other charge. But, CiTi did not give me the remaining money of $1012.

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