- Annual Fee $0 for the first year, then $95
- Intro Purchase APR -
- Regular Purchase APR 15.24% (Variable)
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines and US Airways purchases, and select business categories
- Earn 1 AAdvantage® mile for every $1 spent on other purchases
- Earn AAdvantage® miles from employee accounts
- Signup Bonus None
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 3%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR -
- Cash Advance APR 21.99% (Variable)
- Penalty APR 29.99% (Variable)
- Late Fee Up to $39
- Returned Payment Fee -
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
- First Bag Checked Free: First bag gets checked for free for you and 4 other companions.
- American Airlines Companion Certificate: Spend $30,000 or more in one year and get an American Airlines Companion Certificate.
- Reduced Mileage Awards: Fly for 7,500 fewer AAdvantage® miles. Check out aa.com/reducedmileageawards for more information.
- 25% In-flight Savings: On food and beverages purchased in-flight
- Priority Boarding: Cardholders qualify for Group 1 boarding on American Airlines and Zone 2 on US Airways.
- Personal Business Assistant: Gives you 24/7 Concierge Service. Help with travel, hotel and dining arrangements and more.
- Customer Service 24/7: For help with questions, concerns, and problems with the card.
- Account Alerts: Get notified about your balance levels, payments due, and more.
- Citi® PrivatePass®: Access to exclusive events and experiences.
- TabbedOut: A new app that allows your to pay restaurant bills from your phone.
- MasterCard® Easy Savings Automatic Rebate Program: Rebates on eligible purchases.
- Cash Access Option: Get cash through your card.
- CitiBusiness® Banking: Access to business banking.
- Fraud Protection: You will not be held responsible for unauthorized use of your card.
- Citi® Identity Theft Solutions: Get help if your identity get’s stolen.
- The Lost Wallet® Service: Emergency card replacement service.
- Billing Dispute Resolution: Help dealing with unauthorized transactions on your card.
- Employee Card Options: Give each of your employees a credit line, set the credit limit, cash advance, and more.
- Quarterly and Annual Account Summary Reports
- Retail Purchase Protection: For coverage on items purchased with this card that have been damaged or stolen within 90 days from the purchase date; up to $10,000 per incident, up to $50,000 per year.
- Extended Warranty Protection: Eligible warranties of 5 years or less can be extended by up to an additional year.
- Travel & Emergency Assistance: A variety of emergency services are offered with this card, such as legal and medical referrals, emergency transportation, lost luggage and many more.
- Automatic Travel Accident Insurance: For trips on buses, planes, trains and ships you are automatically covered.
- Auto Rental Insurance: For theft and damage to rental vehicles. This offer only applies if the car rental company’s insurance is declined.
World Mastercard Benefits
- This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.