CitiBusiness®/AAdvantage® World Mastercard®

Quick View

• Annual Fee $0 for the first year, then $95
• Intro Purchase APR -
• Regular Purchase APR 15.24% (Variable)
• Rewards
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines and US Airways purchases, and select business categories
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Earn AAdvantage® miles from employee accounts
• Signup Bonus None
• Chip Technology Chip-and-Signature
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• Foreign Transaction Fee 3%
• Intro Balance Transfer APR -
• Regular Balance Transfer APR -
• Cash Advance APR 21.99% (Variable)
• Penalty APR 29.99% (Variable)
• Late Fee Up to $39
• Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

• First Bag Checked Free: First bag gets checked for free for you and 4 other companions.
• American Airlines Companion Certificate: Spend $30,000 or more in one year and get an American Airlines Companion Certificate.
• Reduced Mileage Awards:  Fly for 7,500 fewer AAdvantage® miles. Check out aa.com/reducedmileageawards for more information.
• 25% In-flight Savings: On food and beverages purchased in-flight
• Priority Boarding: Cardholders qualify for Group 1 boarding on American Airlines and Zone 2 on US Airways.
• Personal Business Assistant: Gives you 24/7 Concierge Service. Help with travel, hotel and dining arrangements and more.
• Customer Service 24/7: For help with questions, concerns, and problems with the card.
• Account Alerts: Get notified about your balance levels, payments due, and more.
• Citi® PrivatePass®: Access to exclusive events and experiences.
• TabbedOut: A new app that allows your to pay restaurant bills from your phone.
• MasterCard® Easy Savings Automatic Rebate Program: Rebates on eligible purchases.
• Cash Access Option: Get cash through your card.
• CitiBusiness® Banking: Access to business banking.

Security

• Fraud Protection: You will not be held responsible for unauthorized use of your card.
• Citi® Identity Theft Solutions: Get help if your identity get’s stolen.
• The Lost Wallet® Service: Emergency card replacement service.
• Billing Dispute Resolution: Help dealing with unauthorized transactions on your card.

Account Management

• Employee Card Options: Give each of your employees a credit line, set the credit limit, cash advance, and more.
• Quarterly and Annual Account Summary Reports

Shopping

• Retail Purchase Protection: For coverage on items purchased with this card that have been damaged or stolen within 90 days from the purchase date; up to $10,000 per incident, up to $50,000 per year.
• Extended Warranty Protection: Eligible warranties of 5 years or less can be extended by up to an additional year.

Travel

• Travel & Emergency Assistance: A variety of emergency services are offered with this card, such as legal and medical referrals, emergency transportation, lost luggage and many more.
• Automatic Travel Accident Insurance: For trips on buses, planes, trains and ships you are automatically covered.
• Auto Rental Insurance: For theft and damage to rental vehicles. This offer only applies if the car rental company’s insurance is declined.

World Mastercard Benefits

• This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.