CitiBusiness®/AAdvantage® World MasterCard®

Wih the CitiBusiness®/ AAdvantage® World MasterCard®, you can get a competitive interest rate on purchases, and great benefits on American Airlines.

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  • Rewards
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines and US Airways purchases, and select business categories
    • Earn 1 AAdvantage® mile for every $1 spent on other purchases
    • Earn AAdvantage® miles from employee accounts
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR -
  • Cash Advance APR 21.99% (Variable)
  • Penalty APR 29.99% (Variable)
  • Late Fee Up to $39
  • Returned Payment Fee -

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • First Bag Checked Free: First bag gets checked for free for you and 4 other companions.
  • American Airlines Companion Certificate: Spend $30,000 or more in one year and get an American Airlines Companion Certificate.
  • Reduced Mileage Awards:  Fly for 7,500 fewer AAdvantage® miles. Check out for more information.
  • 25% In-flight Savings: On food and beverages purchased in-flight
  • Priority Boarding: Cardholders qualify for Group 1 boarding on American Airlines and Zone 2 on US Airways.
  • Personal Business Assistant: Gives you 24/7 Concierge Service. Help with travel, hotel and dining arrangements and more.
  • Customer Service 24/7: For help with questions, concerns, and problems with the card.
  • Account Alerts: Get notified about your balance levels, payments due, and more.
  • Citi® PrivatePass®: Access to exclusive events and experiences.
  • TabbedOut: A new app that allows your to pay restaurant bills from your phone.
  • MasterCard® Easy Savings Automatic Rebate Program: Rebates on eligible purchases.
  • Cash Access Option: Get cash through your card.
  • CitiBusiness® Banking: Access to business banking.


  • Fraud Protection: You will not be held responsible for unauthorized use of your card.
  • Citi® Identity Theft Solutions: Get help if your identity get’s stolen.
  • The Lost Wallet® Service: Emergency card replacement service.
  • Billing Dispute Resolution: Help dealing with unauthorized transactions on your card.

Account Management

  • Employee Card Options: Give each of your employees a credit line, set the credit limit, cash advance, and more.
  • Quarterly and Annual Account Summary Reports


  • Retail Purchase Protection: For coverage on items purchased with this card that have been damaged or stolen within 90 days from the purchase date; up to $10,000 per incident, up to $50,000 per year.
  • Extended Warranty Protection: Eligible warranties of 5 years or less can be extended by up to an additional year.


  • Travel & Emergency Assistance: A variety of emergency services are offered with this card, such as legal and medical referrals, emergency transportation, lost luggage and many more.
  • Automatic Travel Accident Insurance: For trips on buses, planes, trains and ships you are automatically covered.
  • Auto Rental Insurance: For theft and damage to rental vehicles. This offer only applies if the car rental company’s insurance is declined.

World Mastercard Benefits

  • This card comes with World Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

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