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CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

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Do you fly American Airlines for business? This Mastercard from Citi makes traveling a little easier thanks to perks like free checked bags and preferred boarding. You’ll also earn points in a few business categories, and have the chance to earn an annual AA Companion Certificate.

Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Excellent
Annual Fee: $99, waived for first 12 months
Regular APR: 15.99% - 24.99% (Variable)

CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

Our rating
Excellent Min. credit level
$99, waived for first 12 months Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 2X AAdvantage miles per dollar spent on:
    • American Airlines
    • Cable and satellite providers
    • Gas stations
    • Select telecommunications merchants
    • Car rentals
  • 1X AAdvantage mile per dollar spent on all other purchases
Introductory Bonus
  • 65,000 AAdvantage bonus miles for spending $4,000 within the first 4 months of account opening

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR N/A
Balance Transfer Fee N/A
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% (Variable)
Late Fee $39
Returned Payment Fee $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 0%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
CitiBusiness® / AAdvantage® Platinum Select® Mastercard®


  • Designed for businesses
  • Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line.
  • 25% savings on American Airlines inflight Wi-Fi when you use your card
  • Enjoy preferred boarding on American Airlines flights
  • Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
  • Earn 1 AAdvantage® mile per $1 spent on other purchases
  • No Foreign Transaction Fees


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-8114 or

Try a different phone number
See all Issuer Cards

With the CitiBusiness / AAdvantage Platinum Select Mastercard, you can get a competitive interest rate on purchases and solid benefits at American Airlines.

You’ll earn 2X AAdvantage miles per dollar spent on American Airlines, cable and satellite providers, gas stations, select telecommunications merchants, and car rentals. For all other purchases you’ll earn 1X AAdvantage mile per dollar.

This card also offers an AA Companion Certificate after spending $30,000 in a cardmember year, Preferred Boarding, and you can get your First Bag Checked Free on domestic AA flights for you and up to four companions.

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