Citi ThankYou® Premier Card


For People with
Good Credit

REVIEWS

Reviews

The Citi ThankYou Premier Card is a decent travel card, offering 3X ThankYou points per dollar for travel purchases, including gas. It earns 2X ThankYou points per dollar for dining and entertainment.

A signup offer 0f 60,000 bonus points can be earned for spending $4,000 in the first 3 months after account opening, worth $750 when redeemed for airfare.

Cardholders get some basic benefits, like the Citi Concierge and Price Rewind. There are also a variety of shopping and travel protections.

The ThankYou Premier card has a $95 annual fee, waived the first year. There are no foreign transaction fees.

Card Quick Facts

Card Quick Facts

  • 3X ThankYou points per dollar on travel including gas
  • 2X ThankYou points per dollar on dining out and entertainment
  • 60,000 bonus ThankYou points after $4,000 in purchases within the first 3 months of account opening
  • ThankYou points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards
  • Transfer points to a variety of airline and hotel loyalty partners
  • Citi Concierge to call for all kinds of non-emergency assistance
  • No foreign transaction fees
  • $95 annual fee, waived the first year

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 3X points for every $1 spent on travel, including gas
  • 2X points for every $1 spent on dining and entertainment
  • 1X point for every $1 spent on all other purchases
How to Redeem

Introductory Bonus

  • 60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening
Card Stats

Card Stats

Annual Fee $95, $0 the first year
Additional Cards Annual Fee $0
Regular Purchase APR 16.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 0%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $2,000
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $35
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 26.99% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

Visitor Reviews

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Average rating:  
 2 reviews
by Jon S
Charging interest even with

I signed up for this card approximately 2 months ago and have a balance of ~$3,200. The promo is 50,000 ThankYou points after $4,000 of purchases in the first 3 months. Despite the advertised "15 mo. 0% interest" promo, I was shocked to see a $50 interest charge on my last statement. After calling and my case being submitted to "application review", I received a letter saying that my terms were the best they could offer me at this time. Even the Citi customer service rep stated when I called that she had never seen a promo offer without the 0% introductory offer.I found the initial offer invitation code with the 0% offer and submitted it for review again. Have not heard back yet. VERY SHADY business practices. BE AWARE of this card.

by Saeed Siddiqui
Interest rate.

Horrible card!! Don't fall for low interest rate at sign-up. If you missed or delayed a single payment your interest rate will go up to 24.95% right away. Lies about review and lowering the interest rates once you make payment on time. I have made more than minimum payments for over 3+ years on time and still at 24.95%. You can get a better interest rate at a PAWN shop. Closing it!

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