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Citi Rewards+ Student Card

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Our rating
Credit range: No Credit
Annual Fee: $0
Regular APR: 16.24% - 26.24% (Variable)
Intro Purchase APR: 0% for 7 months

Citi Rewards+ Student Card

Our rating
No Credit Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X ThankYou points per dollar on up to $6,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases
  • Point Round Up: Each purchase rounds up to the nearest 10 points

INTRODUCTORY BONUS

2,500 bonus points for spending $500 in the first 3 months

BONUS RESTRICTIONS

Bonus ThankYou Points are not available if you received a new cardmember bonus for this card or any of the following cards, or have closed any of the following cards in the past 24 months:

  • Citi Rewards+
  • Citi ThankYou® Preferred
  • Citi ThankYou® Premier/Citi Premier℠
  • Citi Prestige®

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR None
Regular Balance Transfer APR 16.24% - 26.24% (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Fees

Penalty APR None
Late Fee None
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.99% (Variable)
  • Cash Advance Fee: 5% of each cash advance; $10 minimum
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

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Citi Rewards+ Student Card

Highlights

  • The Citi Rewards+℠ Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
  • Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
  • 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 16.24% – 26.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
  • No annual fee

With the Citi Rewards+ Student Card you’ll earn 2X ThankYou points per dollar at supermarkets and gas stations (on the first $6,000 spent per year, then 1X), and 1X ThankYou point per dollar everywhere else.

You’ll also get 10% of your points back for the first 100,000 points you redeem per year, and all of your purchases automatically round up to the nearest 10 points.

This is Citi’s only rewards credit card for students, and comes with no annual fee. It has a 0% introductory APR for purchases for 7 months, followed by an APR of 16.24% - 26.24% (Variable).

This is the student version of the Citi Rewards+ Card.