Citi Rewards+ Student Card


For People with
No Credit

REVIEWS

Reviews

With the Citi Rewards+ Student Card you’ll earn 2X ThankYou points per dollar at supermarkets and gas stations (on the first $6,000 spent per year, then 1X), and 1X ThankYou point per dollar everywhere else.

You’ll also get 10% of your points back for the first 100,000 points you redeem per year, and all of your purchases automatically round up to the nearest 10 points.

This is Citi’s only rewards credit cards for students, and comes with no annual fee. It has a 0% introductory APR for purchases for 7 months, followed by an APR of 16.74%–26.74% Variable.

This is the student version of the Citi Rewards+ Card.

Card Quick Facts

Card Quick Facts

  • 2X ThankYou points per dollar spent at supermarkets & gas stations for the first $6,000 per year, then 1X
  • 1X ThankYou point per dollar spent on all other purchases
  • 15,000 bonus points for spending $1,000 in the first 3 months
  • Round up to the nearest 10 points on every purchase with no cap
  • 10% points back for the first 100,000 ThankYou® points you redeem per year
  • No annual fee

For People with
No Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 2X ThankYou points per dollar on up to $1,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases

Introductory Bonus

  • 2,500 bonus points for spending $500 in the first 3 months
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.74%–26.74% Variable
Intro Purchase APR 0% for 7 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR None
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.74%–26.74% Variable
Balance Transfer Fee 4%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Quick Customer Service

    Just say ‘representative’ when you call customer service to be directly connected to a real human more quickly than usual.

  • Personal Concierge Service

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows

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