Citi Rewards+ Card


For People with
Good Credit

REVIEWS

Reviews

With the Citi Rewards+ Card you’ll earn 2X ThankYou points per dollar at supermarkets and gas stations (on up to $6,000 per year, then 1X) and 1X ThankYou point per dollar everywhere else.

You’ll also get 10% of your points back for the first 100,000 points you redeem per year, and all of your point earnings automatically round up to the nearest 10 points on every purchase.

The Rewards+ offers a 0% introductory APR for purchases and balance transfers for 12 months (for transfers made in the first four months), followed by an APR of 15.74%–25.74% Variable.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • 2X ThankYou points per dollar spent at supermarkets & gas stations for the first $6,000 per year, then 1X
  • 1X ThankYou point per dollar spent on all other purchases
  • 15,000 bonus points for spending $1,000 in the first 3 months
  • Round up to the nearest 10 points on every purchase with no cap
  • 10% points back for the first 100,000 ThankYou® points you redeem per year
  • No annual fee

For People with
Good Credit

REVIEWS

Reviews

Manage My Card

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Card Details

Rewards

Rewards

  • 2X ThankYou points per dollar on up to $1,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases

Introductory Bonus

  • 15,000 bonus points for spending $1,000 in the first 3 months

Bonus Restrictions

  • Bonus ThankYou Points are not available if you received a new cardmember bonus for this card or any of the following cards, or have closed this or any of the following cards in the past 24 months:

    • Citi ThankYou® Preferred
    • Citi ThankYou® Premier/Citi Premier℠
    • Citi Prestige®
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.74%–25.74% Variable
Intro Purchase APR 0% for 12 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 12 months
Regular Balance Transfer APR 15.74%–25.74% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Quick Customer Service

    Just say “representative” when you call customer service to be connected to a real human more quickly than usual.

  • Citi Concierge

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows.

  • Free FICO Credit Score

    Access your FICO Bankcard Score 8 for free whenever you’d like, based on your Equifax credit report.

  • Citi® Identity Theft Solutions

    Provides assistance in case of identity theft. You’ll also receive email alerts if any fraudulent activity is detected.

  • Zero Liability Protection

    You are not held responsible for unauthorized transactions on your card.

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