Citi Rewards+ Card


For People with
Good Credit

Learn how to apply for this card.

REVIEWS

Reviews

With the Citi Rewards+ Card you’ll earn 2X ThankYou points per dollar at supermarkets and gas stations (on up to $6,000 per year, then 1X) and 1X ThankYou point per dollar everywhere else.

You’ll also get 10% of your points back for the first 100,000 points you redeem per year, and all of your point earnings automatically round up to the nearest 10 points on every purchase.

The Rewards+ offers a 0% introductory APR for purchases and balance transfers for 15 months (for transfers made in the first four months), followed by an APR of 15.49% - 25.49% (Variable).

This card has no annual fee.

For People with
Good Credit

Learn how to apply for this card.

REVIEWS

Reviews

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2X ThankYou points per dollar on up to $6,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases
  • Point Round Up: Each purchase rounds up to the nearest 10 points

Introductory Bonus

  • 15,000 bonus points for spending $1,000 in the first 3 months

Redemption Bonus

  • 10% Points Back for the first 100,000 points redeemed annually
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.49% - 25.49% (Variable)
Intro Purchase APR 0% for 15 months
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $1,000
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee -
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.49% - 25.49% (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
Cash Advances

Cash Advances

Cash Advance APR 27.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Quick Customer Service

    Just say “representative” when you call customer service to be connected to a real human more quickly than usual.

  • Citi Concierge

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows.

  • Free FICO Credit Score

    Access your FICO Bankcard Score 8 for free whenever you’d like, based on your Equifax credit report.

  • Citi® Identity Theft Solutions

    Provides assistance in case of identity theft. You’ll also receive email alerts if any fraudulent activity is detected.

  • Zero Liability Protection

    You are not held responsible for unauthorized transactions on your card.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 0 reviews

The Insider

Susan Shain
6 Best Credit Cards for International Travel
Susan Shain | Aug 16, 2019

Heading abroad soon? Then check out this list of the six best credit cards for international travel — they'll have you traveling in style in no time.

Read More
Sean Messier
How to Build Credit: 5 Ways to Increase Your Credit Scores
Sean Messier | Aug 15, 2019

Using a credit card is far from the only way to build credit. Here, we explore several ways to establish, repair, and improve your credit scores.

Read More
Sean Messier
What Happens If You Don’t Activate a Credit Card?
Sean Messier | Aug 12, 2019

Even if you didn't activate a new credit card, the account is probably open and affecting your credit scores. Read this to learn what to do next.

Read More