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Citi Rewards+ Card

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Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 15.24% - 25.24% (Variable)
Intro Balance Transfer APR: 0% for 15 months
Intro Purchase APR: 0% for 15 months

Citi Rewards+ Card

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X ThankYou points per dollar on up to $6,000 in purchases per year (then 1X), at:
    • Supermarkets
    • Gas stations
  • 1X ThankYou point per dollar on all other purchases
  • Point Round Up: Each purchase rounds up to the nearest 10 points

INTRODUCTORY BONUS

15,000 bonus points for spending $1,000 in the first 3 months

BONUS RESTRICTIONS

Bonus ThankYou Points are not available if you received a new cardmember bonus for this card or any of the following cards, or have closed this or any of the following cards in the past 24 months:

  • Citi ThankYou® Preferred
  • Citi ThankYou® Premier/Citi Premier℠
  • Citi Prestige®

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR 0% for 15 months
Regular Balance Transfer APR 15.24% - 25.24% (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum.

Fees

Penalty APR Up to 29.99% Variable
Late Fee None
Returned Payment Fee Up to $39
Additional Cards Annual Fee None
Foreign Transaction Fee 3%

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

  • Cash Advance APR: 26.99% (Variable)
  • Cash Advance Fee: 5% of each cash advance; $10 minimum
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

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Citi Rewards+ Card

Highlights

  • The Citi Rewards+ Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.24% – 25.24%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 15.24% – 25.24% based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.

With the Citi Rewards+ Card you’ll earn 2X ThankYou points per dollar at supermarkets and gas stations (on up to $6,000 per year, then 1X) and 1X ThankYou point per dollar everywhere else.

You’ll also get 10% of your points back for the first 100,000 points you redeem per year, and all of your point earnings automatically round up to the nearest 10 points on every purchase.

The Rewards+ offers a 0% introductory APR for purchases and balance transfers for 15 months (for transfers made in the first four months), followed by an APR of 15.24% - 25.24% (Variable).

This card has no annual fee.