Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Citi Prestige is a high-end card best used by frequent travelers. You’ll get a wealth of travel benefits and rewards for the annual fee, such as access to airport lounges, a $250 travel credit, and a complimentary 4th night stay at hotels. It’s a good pick to earn points on air travel, dining, hotels, and cruises.
The information related to Citi Prestige® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
The Citi Prestige Card comes with a $495 annual fee, but that is offset by the excellent benefits and generous rewards that come with the card. It was newly redesigned by Citi with a different rewards program and some changes to the perks.
Cardholders will earn points in a variety of categories:
So this credit card is very flexible, providing points at high rates in the travel and dining categories. You can transfer those points to a variety of retail and airline loyalty programs as well, where you can get the best value for them.
You’ll also get 50,000 bonus points for spending $4,000 within the first 3 months of account opening, equal to at least $500 when redeemed for travel. Take note that you’re ineligible for this signup bonus if you’ve either received a signup bonus or closed a Prestige card or any of the following cards in the past 24 months: Citi Rewards+℠ Card (Review), Citi ThankYou® Preferred Card (Review), Citi Premier℠ Card (Review)/Citi Premier.
The Prestige offers a variety of travel perks, with some of the best being:
Consider this card if you travel several times per year, and will be able to make use of the valuable 4th night stay benefit.
Due to the impact of COVID-19, from 5/1/20 through 12/31/20, the $250 travel credit benefit will be expanded to include purchases made at supermarkets and restaurants. In addition, for eligible card accounts approved from 12/1/19 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.