- Annual Fee $450; $50 for each authorized user
- Intro Purchase APR -
- Regular Purchase APR 15.49% *Variable
- Earn 3 ThankYou points for every $1 spent on airfare and hotels
- Earn 2 ThankYou points for every $1 spent on dining out and entertainment
- Earn 1 ThankYou point or every $1 spent on all other purchases
- There is no limit to the amount of points you can earn
- Rewards never expire
- Signup Bonus 40,000 ThankYou points for spending $4,000 in the first 3 months
- Chip Technology Chip-and-Signature
- Foreign Transaction Fee 0%
- Intro Balance Transfer APR -
- Regular Balance Transfer APR 15.49% *Variable
- Cash Advance APR 25.49% *Variable
- Penalty APR Up to 29.99% *Variable
- Late Fee Up to $35
- Returned Payment Fee Up to $35
Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.
24/7 Citi Concierge Service
Call any time for non-emergency help with travel, shopping, entertainment, and much more.
Annual $250 Air Travel Credit
Every year you’ll get an automatice $250 credit to use for airline tickets, baggage fees, upgrades, and other travel expenses.
Complimentary Night Free
Get one free complimentary night with no black-out dates if you book 4 nights in a row through your Citi Concierge.
MasterCard® Airport Concierge™
Get 15% off airport concierge services at select airports, like escorts through checkpoints and baggage porters.
Priority Pass Select Lounge Access
Exclusive access to 50 Admirals Club® worldwide locations. Includes free WiFi, drinks, and light snacks, conference rooms, print services and more.
Admirals Club Lounge Access
You and up to two traveling companions can access Admirals Club lounges around the world, which include free Wifi, drinks, and snacks, along with shower suites and personal travel assistance services.
Global Entry Program
If you apply for Global Entry ($100) with your card you’ll receive a statement credit for the application fee, once every 5 years. Global Entry provides expedited screening at certain airports.
Hotels and Resorts Worldwide
Go to www.mastercard.com/citiprestige or contact customer service for more details.
Missed Event Ticket Protection
Get refunded up to $500 per ticket if you miss a show, game or event due to bad weather, venue cancellation, accident delays or even lost tickets.
Transfer your points between participating loyalty programs. More information at https://www.thankyou.com/tc.jspx.
Assign authorized users to your account to earn more rewards ($50 annual fee per authorized user).
Zero Liability Protection
You won’t be held responsible for fraudulent or unauthorized activity.
Fraud Early Warning System
Monitors your account to detect suspicious activity as quickly as possible.
The Lost Wallet® Service
Emergency card replacement service.
Purchases are covered for 120 days against theft or damage; up to $10,000 per item, up to $50,000 per year.
Extended Warranty Protection
Eligible warranties of 5 years or less can be extended by up to an additional year; up to $50,000 per year.
If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can be reimbursed for difference; up to $300 per item, $1200 per year.
Store won’t take back your purchase? No problem. Get reimbursed for eligible items purchased on your card if you make the return within 90 days of purchase; up to $500 per item, $2,500 per year.
Travel and Emergency Assistance
Provides help with emergencies, including legal and medical referrals.
Trip Cancellation / Trip Interruption Insurance
If a trip is disrupted for an eligible reason, provides reimbursement up to $5,000 for non-refundable costs.
Travel Accident Insurance
Provides reimbursement up to $1,000,000 if you or a family member have an accident while traveling.
Trip Delay Protection
When you’re delayed for over 3 hours, you can be reimbursed for eligible unplanned expenses, up to $500 per trip.
Provides 24/7 help with serious medical emergencies when the right local help isn’t available.
Lost Luggage Reimbursement
If checked or carry-on bags are lost, stolen, or damaged, provides reimbursement up to $3,000 per trip.
Baggage Delay Protection
If baggage is delayed for more than 3 hours, reimbursement is available for necessary items; up to $600 per trip.
Auto Rental Collision Damage Waiver
Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $100,000.
Assistance with services such as towing, changing a flat, or boosting a battery in case of emergency.