Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.
The Citi Prestige Card comes with a $495 annual fee, but that is offset by the excellent benefits and generous rewards that come with the card. It was newly redesigned by Citi with a different rewards program and some changes to the perks.
Cardholders will earn points in a variety of categories:
So this credit card is very flexible, providing points at high rates in the travel and dining categories. You can transfer those points to a variety of retail and airline loyalty programs as well, where you can get the best value for them.
You’ll also get 50,000 bonus points for spending $4,000 within the first 3 months of account opening, equal to at least $500 when redeemed for travel. Take note that you’re ineligible for this signup bonus if you’ve either received a signup bonus or closed a Prestige card or any of the following cards in the past 24 months: Citi Rewards+℠ Card, Citi ThankYou® Preferred Card (Review), Citi Premier℠ Card (Review)/Citi Premier.
The Prestige offers a variety of travel perks, with some of the best being:
Consider this card if you travel several times per year, and will be able to make use of the valuable 4th night stay benefit.