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The Citi Prestige is a high-end card best used by frequent travelers. You’ll get a wealth of travel benefits and rewards for the annual fee, such as access to airport lounges, a $250 travel credit, and a complimentary 4th night stay at hotels. It’s a good pick to earn points on air travel, dining, hotels, and cruises.
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Spending Rewards |
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Introductory Bonus |
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You are ineligible for this introductory bonus if you’ve either closed or received an introductory bonus from any of the following cards in the past 24 months:
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
Intro Balance Transfer APR | N/A |
Regular Balance Transfer APR | 16.99%–23.99% Variable |
Balance Transfer Fee | 3%, $5 minimum |
Penalty APR | Up to 29.99% Variable |
Late Fee | Up to $40 |
Returned Payment Fee | Up to $40 |
Additional Cards Annual Fee | $75 |
Foreign Transaction Fee | None |
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
Cash Advance APR | 25.24% Variable |
Cash Advance Fee | 5%, $10 minimum |
Citi has several card types depending on your needs.
You can usually pay your bill online on your
Credit card issuer's websiteThe Citi Prestige Card comes with a $495 annual fee, but that’s offset by the excellent benefits and generous rewards that come with the card. It was newly redesigned by Citi with a different rewards program and some changes to the perks.
This credit card is very flexible, providing points at high rates in the travel and dining categories. You can transfer those points to a variety of retail and airline loyalty programs as well, where you can get the best value for them.
The Prestige offers a variety of travel perks, with some of the best being:
Consider this card if you travel several times per year, and will be able to make use of the valuable 4th night stay benefit.
The information related to Citi Prestige® Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.