Skip to content

Citi Premier® Card

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

The Citi Premier Card could be a good choice for travelers who spend money at a variety of hotels and airlines. You’ll earn points back on common travel expenses, plus some everyday purchases, and get some basic benefits along with more interesting perks like a concierge service.

Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Excellent
Annual Fee: $95
Regular APR: 15.99% - 23.99% Variable

Citi Premier® Card

Our rating
Excellent Min. credit level
$95 Annual Fee
Apply Now Read our Review

Highlights & Features

Rewards

  • 3X ThankYou points per dollar on:
    • Air travel
    • Hotels
    • Gas stations
    • Supermarkets
    • Restaurants
  • 1X ThankYou point per dollar on all other purchases
Introductory Bonus
  • 60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening

BONUS RESTRICTIONS

You cannot receive the signup bonus points if you received a new cardmember bonus or have closed any of these cards in the last 24 months: Citi Rewards+, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 23.99% Variable
Balance Transfer Fee 3% of each balance transfer; $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
Citi Premier® Card

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • NEW! Earn 3 Points at Restaurants and Supermarkets
  • Earn 3 Points at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • NEW! Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

Try a different phone number
See all Issuer Cards

The Citi Premier Card is a solid travel card, offering 3X ThankYou points per dollar at restaurants, supermarkets, gas stations, hotels, and on air travel. All other purchases are worth just 1X ThankYou point per dollar.

Cardholders get some decent benefits, like the Citi Concierge and Citi Private Pass, along with the ability to transfer points to a number of frequent flyer airline programs.

The Premier card has a $95 annual fee. There are no foreign transaction fees.