Citi Premier℠ Card
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The Citi Premier Card could be a good choice for travelers who spend money at a variety of hotels and airlines. You’ll earn points back on a wide variety of travel purchases, including gas and parking garages, and get some basic benefits along with some more interesting perks like a concierge service.
The information related to Citi Premier℠ Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.
Highlights & Features
Rewards
- 3X points per dollar on:
- Travel (including gas)
- Supermarkets
- Restaurants
- 2X points per dollar on Entertainment
- 1X point per dollar on all other purchases
INTRODUCTORY BONUS
60,000 bonus points for spending $4,000 on purchases in the first 3 months of account openingBONUS RESTRICTIONS
You cannot receive the signup bonus points if you received a new cardmember bonus or have closed any of these cards in the last 24 months: Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®
Balance Transfers
A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 16.99% - 24.99% Variable |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum. |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 26.24% (Variable) |
| Cash Advance Fee | 5% of each cash advance; $10 minimum |
Citi Premier℠ Card
Highlights
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Citi Premier Card is a solid travel card, offering 3X points per dollar at restaurants, supermarkets, and travel purchases (including gas). It earns 2X points per dollar on entertainment expenses.
A signup offer of 60,000 bonus points can be earned for spending $4,000 in the first 3 months after account opening, worth $750 when redeemed for airfare or $600 in gift cards.
Cardholders get some decent benefits, like the Citi Concierge and Citi Private Pass, along with the ability to transfer points to a number of frequent flyer airline programs.
The Premier card has a $95 annual fee. There are no foreign transaction fees.
Due to the impact of COVID-19, for eligible card accounts approved from 12/1/19 through 5/31/20, the period to make eligible purchases to earn the welcome bonus will be extended for an additional three months.
