Citi Premier® Card
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The Citi Premier Card could be a good choice for travelers who spend money at a variety of hotels and airlines. You’ll earn points back on common travel expenses, plus some everyday purchases, and get some basic benefits along with more interesting perks like a concierge service.
Citi is a Credit Card Insider advertiser.
Highlights & Features
Rewards
| Spending Rewards |
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| Introductory Bonus |
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BONUS RESTRICTIONS
You cannot receive the signup bonus points if you received a new cardmember bonus or have closed any of these cards in the last 24 months: Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier® or Citi Prestige®
Balance Transfers
A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.
| Intro Balance Transfer APR | N/A |
| Regular Balance Transfer APR | 15.99% - 23.99% Variable |
| Balance Transfer Fee | 3% of each balance transfer; $5 minimum |
Fees
| Penalty APR | Up to 29.99% Variable |
| Late Fee | Up to $40 |
| Returned Payment Fee | Up to $40 |
| Additional Cards Annual Fee | $0 |
| Foreign Transaction Fee | None |
Cash Advances
Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.
| Cash Advance APR | 25.24% (Variable) |
| Cash Advance Fee | 5% of each cash advance; $10 minimum |
Citi Premier® Card
Highlights
- Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 Points per $1 spent at Restaurants and Supermarkets
- Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
- Earn 1 Point per $1 spent on all other purchases
- Annual Hotel Savings Benefit
- 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
ABOUT THE ISSUER
Citi
Citi has several card types depending on your needs.
Manage your Account & Pay your Bill
You can usually pay your bill online on your
Credit card issuer's websiteThe Citi Premier Card is a solid travel card, offering 3X ThankYou points per dollar at restaurants, supermarkets, gas stations, hotels, and on air travel. All other purchases are worth just 1X ThankYou point per dollar.
Cardholders get some decent benefits, like the Citi Concierge and Citi Private Pass, along with the ability to transfer points to a number of frequent flyer airline programs.
The Premier card has a $95 annual fee. There are no foreign transaction fees.
