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Citi Premier℠ Card

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The Citi Premier Card could be a good choice for travelers who spend money at a variety of hotels and airlines. You’ll earn points back on a wide variety of travel purchases, including gas and parking garages, and get some basic benefits along with some more interesting perks like a concierge service.

The information related to Citi Premier℠ Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 16.99% - 24.99% Variable

Citi Premier℠ Card

Our rating
Good Min. credit level
$95 Annual Fee
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Highlights & Features

Rewards

  • 3X points per dollar spent on Travel, including gas
  • 2X points per dollar spent on
    • Dining
    • Entertainment
  • 1X point per dollar spent on all other purchases

INTRODUCTORY BONUS

60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening

BONUS RESTRICTIONS

You cannot receive the signup bonus points if you received a new cardmember bonus or have closed any of these cards in the last 24 months: Citi Rewards+℠, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier℠ or Citi Prestige®

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.99% - 24.99% Variable
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
Citi Premier℠ Card

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent on travel including gas stations
  • Earn 2 points per $1 spent at restaurants and on entertainment
  • Earn 1 point per $1 spent on all other purchases
  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

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The Citi Premier Card is a solid travel card, offering 3X points per dollar for travel purchases, including gas. It earns 2X points per dollar for dining and entertainment.

A signup offer of 60,000 bonus points can be earned for spending $4,000 in the first 3 months after account opening, worth $750 when redeemed for airfare or $600 in gift cards.

Cardholders get some decent benefits, like the Citi Concierge and Citi Private Pass, along with the ability to transfer points to a number of frequent flyer airline programs.

The Premier card has a $95 annual fee. There are no foreign transaction fees.