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Citi Premier Card

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The Citi Premier Card could be a good choice for travelers who spend money at a variety of hotels and airlines. You’ll earn points back on common travel expenses, plus some everyday purchases, and get some basic benefits along with more interesting perks like a concierge service.

The information related to Citi Premier Card has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

Our rating
Min. credit level: Good
Annual Fee: $95
Regular APR: 16.99% - 24.99% Variable

Citi Premier Card

Our rating
Good Min. credit level
$95 Annual Fee
Apply Now Read our Review

Highlights & Features


  • 3X ThankYou points per dollar on:
    • Air travel
    • Hotels
    • Gas stations
    • Supermarkets
    • Restaurants
  • 1X ThankYou point per dollar on all other purchases


60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening


You cannot receive the signup bonus points if you received a new cardmember bonus or have closed any of these cards in the last 24 months: Citi Rewards+, Citi ThankYou® Preferred, Citi ThankYou® Premier/Citi Premier or Citi Prestige®

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.99% - 24.99% Variable
Balance Transfer Fee 3% of each balance transfer; $5 minimum.
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee $0
Foreign Transaction Fee None
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
Citi Premier Card


  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 points per $1 spent at restaurants, supermarkets, gas stations, hotels, and on air travel.
  • Earn 1 point per $1 spent on all other purchases
  • 60,000 Points are redeemable for $750 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $600 in gift cards when redeemed at
  • No expiration and no limit to the amount of points you can earn with this card
  • Points Transfer allows you to transfer points to participating airline loyalty programs
  • No Foreign Transaction Fees on purchases


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-950-5114 or

Try a different phone number
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The Citi Premier Card is a solid travel card, offering 3X ThankYou points per dollar at restaurants, supermarkets, gas stations, hotels, and on air travel. All other purchases are worth just 1X ThankYou point per dollar.

A signup offer of 60,000 bonus points for spending $4,000 on purchases in the first 3 months of account opening, worth $750 when redeemed for airfare or $600 in gift cards.

Cardholders get some decent benefits, like the Citi Concierge and Citi Private Pass, along with the ability to transfer points to a number of frequent flyer airline programs.

The Premier card has a $95 annual fee. There are no foreign transaction fees.