Citi® Double Cash Card


The Citi® Double Cash Card is an interesting cash back credit card with a unique offer.

It offers 1% cash back on purchases when they are initially made, and then an additional 1% when those purchases are actually paid for. With no annual fee and a 18-month introductory APR of 0% on balance transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

Card Quick Facts

Card Quick Facts

  • The only card that earns you cash back twice on every purchase with: unlimited 1% cash back when you buy, plus an additional 1% cash back as you pay for those purchases*
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 15.49%–25.49%, based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
  • No Annual Fee

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2% cash back for all purchases:
    • 1% back is awarded when the purchases are made
    • 1% is awarded when those purchases are paid for
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.49%–25.49% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee None for the first late payment; up to $35 after that
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 15.49%–25.49% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Personal Concierge Service

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows

  • Citi Price Rewind

    The Price Rewind service will search the net for cheaper prices on items you buy for 60 days, and you can be reimbursed up to $300 per item.

  • Quick Customer Service

    Just say ‘representative’ when you call customer service to be directly connected to a real human.

  • Citi® Identity Theft Solutions

    Provides assistance in case of identity theft.  You’ll also receive email alerts if any fraudulent activity is detected.

  • Fraud Protection

    You are not held responsible for unauthorized transactions on your card.

  • Purchase Protection

    Purchases are covered against damage and theft for 120 days, up to $1,000 per item.

  • Price Protection

    If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.

  • Extended Warranty

    Eligible purchases can have their manufacturer’s warranty extended by up to 1 year.

  • Worldwide Travel Accident Insurance

    Coverage is provided up to $250,000, for you and your family.

  • Worldwide Car Rental Insurance

    Your car rentals are covered against theft or damage up to $50,000, as long as the car rental company’s insurance is declined.

  • Trip Cancellation & Interruption Protection

    If your trip is cancelled or disrupted, you can be reimbursed for extra non-refundable expenses, up to $1,500 per year.

  • The Lost Wallet® Service

    If you lose your card and need a replacement or an emergency cash advance, you can usually get one within 24 hours.

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

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Average rating:  
 2 reviews
by LINDA BATES
CPA

I LOVE THIS CARD! I have been using it for a couple of years now and it is the best card I have ever had. I charge everything and can't wait to see how much I have accumulated in cash back rewards each month.
Thank you Citi!

by Marc
Best card available if you want cash back

You'll be hardpressed to find another card that's better for cash back. No annual fee, no restrictions, no limits, etc. I've had it for a year and love it. You need really good credit to get it, but if you do, enjoy the $$$

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