Citi® Double Cash Card


The Citi® Double Cash Card is an interesting flat-rate cash back credit card with a unique offer.

It offers 2% cash back for all purchases: 1% cash back when a purchase is initially made, and then an additional 1% when that purchases is actually paid for.

With no annual fee and an introductory APR of 0% for 18 months for balance transfers, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

After that promotional rate runs out, you’ll get a regular balance transfer APR of 15.74%–25.74% Variable.

Card Quick Facts

Card Quick Facts

  • 2% cash back for all purchases: 1% back when you make a purchase, and another 1% back when you pay for that purchase
  • 0% intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 15.74%–25.74%, based on your creditworthiness
  • Balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • No caps and no category restrictions
  • No enrollments in rotating categories
  • First late fee is forgiven
  • No annual fee

Manage My Card

Want to pay a bill or check your balance?

Card Details

Rewards

Rewards

  • 2% cash back for all purchases:
    • 1% when purchases are made
    • 1% when purchases are paid for
How to Redeem
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 15.74%–25.74% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature & Chip-and-PIN
Minimum Credit Limit $500
Maximum Credit Limit -
Free Credit Score Yes
Penalty APR Up to 29.99% Variable
Late Fee None for the first late payment; up to $35 after that
Returned Payment Fee Up to $35
Balance Transfers

Balance Transfers

Intro Balance Transfer APR 0% for 18 months
Regular Balance Transfer APR 15.74%–25.74% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Personal Concierge Service

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows

  • Quick Customer Service

    Just say ‘representative’ when you call customer service to be directly connected to a real human more quickly than usual.

  • Free FICO Credit Score

    Access your FICO Bankcard Score 8 for free whenever you’d like, based on your Equifax credit report.

  • Citi® Identity Theft Solutions

    Provides assistance in case of identity theft. You’ll also receive email alerts if any fraudulent activity is detected.

  • Zero Liability Protection

    You are not held responsible for unauthorized transactions on your card.

  • Purchase Protection

    Purchases are covered against damage and theft for 120 days, up to $1,000 per item.

  • Citi Price Rewind

    The Price Rewind service will search the net for cheaper prices on items you buy for 60 days, and you can be reimbursed up to $300 per item.

  • Extended Warranty

    Eligible purchases can have their manufacturer’s warranties extended by up to 1 year.

  • Worldwide Travel Accident Insurance

    Coverage is provided up to $250,000 against accidental death and dismemberment, for you and your family.

  • Worldwide Car Rental Insurance

    Your car rentals are covered against theft or damage up to $50,000, as long as the car rental company’s insurance is declined.

  • Trip Cancellation & Interruption Protection

    If your trip is cancelled or disrupted, you can be reimbursed for extra non-refundable expenses, up to $1,500 per year.

  • The Lost Wallet® Service

    If you lose your card and need a replacement or an emergency cash advance, you can usually get one within 24 hours.

Visitor Reviews

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Average rating:  
 2 reviews
by LINDA BATES
CPA

I LOVE THIS CARD! I have been using it for a couple of years now and it is the best card I have ever had. I charge everything and can't wait to see how much I have accumulated in cash back rewards each month.
Thank you Citi!

by Marc
Best card available if you want cash back

You'll be hardpressed to find another card that's better for cash back. No annual fee, no restrictions, no limits, etc. I've had it for a year and love it. You need really good credit to get it, but if you do, enjoy the $$$

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