Citi® Double Cash Card – 18 month BT offer

The Citi® Double Cash Card is an interesting cash back credit card with a unique offer.

It offers 1% cash back on purchases when they are initially made, and then an additional 1% when those purchases are actually paid for. With no annual fee and a 18-month introductory APR of 0%, this is, by the numbers, one of the most rewarding general-purpose cash back credit cards available.

Was this helpful?

Confused about all the different amounts listed on your credit card bill? Read our guide to paying credit cards here.

Quick View

Quick View

  • Rewards
    • 2% Cash Back: 1% back is awarded when the purchases are made, and another 1% is awarded when those purchases are paid for
  • Signup Bonus None
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR 0% for 18 months
  • Regular Balance Transfer APR 14.24%–24.24% Variable
  • Cash Advance APR 25.99% Variable
  • Penalty APR Up to 29.99% Variable
  • Late Fee None for the first late payment; up to $35 after that
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

  • Personal Concierge Service

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Receive invitations to exclusive experiences and VIP events, including pre-sale and preferred tickets to concerts, sports, and shows

  • Citi Price Rewind

    The Price Rewind service will search the net for cheaper prices on items you buy for 60 days, and you can be reimbursed up to $300 per item.

  • Quick Customer Service

    Just say ‘representative’ when you call customer service to be directly connected to a real human.

Security

  • Citi® Identity Theft Solutions

    Provides assistance in case of identity theft.  You’ll also receive email alerts if any fraudulent activity is detected.

  • Fraud Protection

    You are not held responsible for unauthorized transactions on your card.

Shopping

  • Purchase Protection

    Purchases are covered against damage and theft for 120 days, up to $1,000 per item.

  • Price Protection

    If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.

  • Extended Warranty

    Eligible purchases can have their manufacturer’s warranty extended by up to 1 year.

Travel

  • Worldwide Travel Accident Insurance

    Coverage is provided up to $250,000, for you and your family.

  • Worldwide Car Rental Insurance

    Your car rentals are covered against theft or damage up to $50,000, as long as the car rental company’s insurance is declined.

  • Trip Cancellation & Interruption Protection

    If your trip is cancelled or disrupted, you can be reimbursed for extra non-refundable expenses, up to $1,500 per year.

  • The Lost Wallet® Service

    If you lose your card and need a replacement or an emergency cash advance, you can usually get one within 24 hours.

Unboxing Video

See more on our YouTube channel

Visitor Reviews

Read about experiences others have had with this card and leave your own review here.

Submit your review
1
2
3
4
5
Submit
     
Cancel

Create your own review

Average rating:  
 2 reviews
by LINDA BATES
CPA

I LOVE THIS CARD! I have been using it for a couple of years now and it is the best card I have ever had. I charge everything and can't wait to see how much I have accumulated in cash back rewards each month.
Thank you Citi!

by Marc
Best card available if you want cash back

You'll be hardpressed to find another card that's better for cash back. No annual fee, no restrictions, no limits, etc. I've had it for a year and love it. You need really good credit to get it, but if you do, enjoy the $$$

The Insider

Brendan Harkness
Review of the American Express Blue Cash Everyday® and Blue Cash Preferred® Cards
Brendan Harkness | Oct 20, 2017

The Blue Cash Everyday & Blue Cash Preferred Cards from American Express are popular for their rewards, but is one of them right for you? Read to find out.

Read More
Brendan Harkness
Review of the Starwood Preferred Guest Cards from American Express
Brendan Harkness | Oct 11, 2017

The Starwood Preferred Guest consumer and business credit cards from American Express offer up to 5 points at SPG locations and a variety of great benefits.

Read More
Brendan Harkness
Platinum Card® from American Express Review: Is it worth the $550 annual fee?
Brendan Harkness | Sep 20, 2017

The Platinum Card from American Express provides a wide range of benefits and rewards, but is it worth the $550 annual fee?

Read More