Citi Custom Cash℠ Card
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This card automatically earns 5% cash back in your top spending category, including a wide range of everyday expenses. You’ll get a long 0% intro APR for both purchases and balance transfers, and for no annual fee, this card has earned its stars.
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- Zero Liability on Unauthorized Charges
Citi Custom Cash℠ Card
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
The Citi Custom Cash Card offers one of the easiest ways to ensure you’re getting the best cash back rate on your spending, along with interest-saving terms and a decent welcome bonus.
For 15 billing cycles you’ll get a 0% purchase and balance transfer APR, then your rates will be 13.99%–23.99% Variable.
You’ll earn 5% cash back in your top spending category per billing cycle, up to $500 spent, then 1%. All other purchases will earn an unlimited 1% back.
Categories include: drugstores, restaurants, grocery stores, gas stations, select travel, select transit, select streaming services, fitness clubs, home improvement stores, and live entertainment.
This card has no annual fee.