My Best Buy® Visa®

Not sure why there are so many reviews. I have used my card several times for purchases. I always make a purchase when their is 'no interest for 12 months' or more. The very first purchase I made was for a very big TV; I kept making payments, but was short when interest kicked in. I called the credit card people, they said make your last payment the balance and they removed all interest. Do not get this card if you cannot make the payments, period; if you are responsible than interest free payments are a great deal.

So I see a lot of people complaining about this card , I have the version where it can be use anywhere . I see some people on here that cannot even spell properly. If you can’t even spell I don’t know how you even got approved for this card . Anyways like someone else mentioned if you’re responsible and you make all your payments on time then honestly this is a really good credit card for people new to credit. They tell you everything in crystal clear before you get the card of exactly how much the interest rates are , how much time you have to pay your items off before the interest takes place ; I have 30 months to pay off $750 dollars with no interest ..: I paid 748$ for what I needed in Best Buy and now I’m gonna pay $748 for it . If you can’t pay $750 over 30 months then you shouldn’t have a credit card . Plain and simple . I buy so much stuff from Best Buy also it’s ridiculous so this card I just got a month ago is going to come in handy many more times down the line! Great card , oh yeah and the $59 annual fee is worth it if you take the points and use them towards purchases and consider no interest the $59 pays itself .Cheers folks

I got this card while I was purchasing a brand new TV and Best Buy workers brought up this credit card and was hounding me to sign up and said lot of good things about this card like rewards, cash back etc. and i do buy lot of things from best buy so I signed up, which was a biggest mistake. My original tv price is 1515 now I am being charged a interest of 1000$ for a pending balance of 770 which is humongous and ridiculous!! They have highest interest rates ever. Called customer service they are extremely rude and said there is nothing they can do about the charges. This is really frustrating to be on phone with them and to receive rude responses. I am closing down on my citi bank credit cards they are a huge rip off DO NOT GET SIGN UP FOR THIS CARD!!!!!!!!!!!!!!

Everyones complaing about this card but I have the bestbuy only one and it is AMAZING they give you 6 , 12 , 18 and even 24 months to pay it off with NO interest . Yeah if you go over the time they chargee you the interest but just be responsible and pay it before time is up. Its a creditcard they have interest and yeah ita high so maybe you ahould have checked that before you got it ?? I have never paid any interest . I buy so much here . I recently bought a fridge and pay only 90$ a month for 18 months and save soo much on interest withoit having to spend a couple thousand dollars up front .

I am surprised by all of the negative reviews I’ve read on the Best Buy VISA. It is by far the best credit card i’ve ever had. I only use it for my gas, groceries and Best Buy purchases but I’ve earned enough certificates to buy my kids Apple watches and Computers for Christmas. I pay my card off every month so do not have to worry about the interest fees and have had no issues in the four years I have had the card.