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AT&T Access Card from Citi

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Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Good
Annual Fee: $0
Regular APR: 14.99%–23.99% Variable

AT&T Access Card from Citi

Our rating
Good Min. credit level
$0 Annual Fee
Apply Now

Highlights & Features


Spending Rewards
  • 2X points per dollar spent on purchases at:
    • AT&T
    • Retail websites
    • Travel websites
  • 1X point per dollar spent on all other purchases
  • There is no limit to the amount of rewards you can earn
Introductory Bonus
  • 10,000 points for spending $1,000 in the first 3 months from account opening


This signup bonus is not available to you if you have had an AT&T Access card or AT&T Access More card opened or closed in the past 24 months.

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 14.99%–23.99% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 26.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
AT&T Access Card from Citi


  • Earn 2 points per dollar spent on purchases at AT&T and at retail and travel websites
  • Earn 1 point per dollar spent on all other purchases
  • 10,000 bonus points after you spend $1,000 in purchases within 3 months of account opening
  • There is no limit to the amount of rewards you can earn
  • Choose your own payment due date
  • No annual fee


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-493-8188 or

Try a different phone number
See all Issuer Cards

The AT&T Access Card from Citi may be a good choice if you spend money at AT&T frequently. You’ll earn rewards for purchases through AT&T and at retail travel sites.

You’ll get a signup bonus of 10,000 ThankYou® points after making $1,000 in purchases within 3 months of opening your account. You’ll be rewarded with 2X points per dollar for purchases made online at select retail and travel websites, and on products and services from AT&T. For all other purchases, you’ll get 1X point per dollar.

This card has no annual fee.

The information related to AT&T Access Card from Citi has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product.

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