Skip to content

AT&T Access Card from Citi

Advertiser Disclosure

Credit Card Insider is an independent, advertising supported website. Credit Card Insider receives compensation from some credit card issuers as advertisers. Advertiser relationships do not affect card ratings or our Editor’s Best Card Picks. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Content is not provided or commissioned by any credit card issuers. Reasonable efforts are made to maintain accurate information, though all credit card information is presented without warranty. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has partnered with CardRatings for our coverage of credit card products. Credit Card Insider and CardRatings may receive a commission from card issuers. A list of these issuers can be found on our Editorial Guidelines.

Our rating
Credit range: Good
Annual Fee: $0
Regular APR: 16.24%–25.24% Variable

AT&T Access Card from Citi

Our rating
Good Credit range
$0 Annual Fee
Apply Now

Highlights & Features

Rewards

  • 2X points per dollar spent on purchases at:
    • AT&T
    • Retail websites
    • Travel websites
  • 1X point per dollar spent on all other purchases
  • There is no limit to the amount of rewards you can earn

INTRODUCTORY BONUS

10,000 points for spending $1,000 in the first 3 months from account opening

BONUS RESTRICTIONS

This signup bonus is not available to you if you have had an AT&T Access card or AT&T Access More card opened or closed in the past 24 months.

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 16.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
How to Transfer a Balance on a Credit Card

Fees

Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee N/A
Foreign Transaction Fee 3%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
AT&T Access Card from Citi

Highlights

  • Earn 2 points per dollar spent on purchases at AT&T and at retail and travel websites
  • Earn 1 point per dollar spent on all other purchases
  • 10,000 bonus points after you spend $1,000 in purchases within 3 months of account opening
  • There is no limit to the amount of rewards you can earn
  • Choose your own payment due date
  • No annual fee
ABOUT THE ISSUER

Citi

Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-877-493-8188 or

Try a different phone number
See all Issuer Cards

The AT&T Access Card from Citi may be a good choice if you spend money at AT&T frequently. You’ll earn rewards for purchases through AT&T and at retail travel sites.

You’ll get a signup bonus of 10,000 ThankYou® points after making $1,000 in purchases within 3 months of opening your account. You’ll be rewarded with 2X points per dollar for purchases made online at select retail and travel websites, and on products and services from AT&T. For all other purchases, you’ll get 1X point per dollar.

This card has no annual fee.