AT&T Access Card from Citi

For People with
Good Credit



The AT&T Access Card from Citi may be a good choice if you spend money at AT&T frequently. You’ll earn rewards for purchases through AT&T and at retail travel sites.

You’ll get a signup bonus of 10,000 ThankYou® points after making $1,000 in purchases within 3 months of opening your account. You’ll be rewarded with 2X points per dollar for purchases made online at select retail and travel websites, and on products and services from AT&T. For all other purchases, you’ll get 1X point per dollar.

This card has no annual fee.

Card Quick Facts

Card Quick Facts

  • Earn 2 points per dollar spent on purchases at AT&T and at retail and travel websites
  • Earn 1 point per dollar spent on all other purchases
  • 10,000 bonus points after you spend $1,000 in purchases within 3 months of account opening
  • There is no limit to the amount of rewards you can earn
  • Choose your own payment due date
  • No annual fee

For People with
Good Credit



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Want to pay a bill or check your balance?

Card Details



  • 2X points per dollar spent on purchases at:
    • AT&T
    • Retail websites
    • Travel websites
  • 1X point per dollar spent on all other purchases
  • There is no limit to the amount of rewards you can earn

Introductory Bonus

  • 10,000 points for spending $1,000 in the first 3 months from account opening
Card Stats

Card Stats

Annual Fee $0
Additional Cards Annual Fee -
Regular Purchase APR 16.24%–25.24% Variable
Intro Purchase APR -
Foreign Transaction Fee 3%
Chip Technology Chip-and-Signature
Minimum Credit Limit -
Maximum Credit Limit -
Free Credit Score No
Penalty APR Up to 29.99% Variable
Late Fee Up to $39
Returned Payment Fee Up to $39
Balance Transfers

Balance Transfers

Intro Balance Transfer APR -
Regular Balance Transfer APR 16.24%–25.24% Variable
Balance Transfer Fee 3%, $5 minimum
Cash Advances

Cash Advances

Cash Advance APR 27.49% Variable
Cash Advance Fee 5%, $10 minimum

Card Benefits

Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

  • Citi® Concierge

    A personal assistant for help in any non-emergency situations, such as making travel and business reservations or finding hard-to-find gifts. Call 1-800-950-5114 to reach your concierge.

  • Citi® Private Pass®

    Special cardmember–only access to purchase tickets for exclusive events, VIP packages, preferred seating and presale tickets to hot concerts, sports experiences, and movie screenings.

  • Citi® Identity Theft Solutions

    Help in case your identity gets stolen.

  • Mastercard Benefits

    You will be provided with a list of benefits available to you once you get approved for your card.

  • $0 Fraud Liability

    You will not be held responsible for unauthorized charges made on your account.

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