AT&T Access More Card from Citi

The AT&T Access More Card from Citi is a good choice if you spend money at AT&T frequently. You’ll earn rewards for purchases through AT&T and at retail travel sites.

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  • Rewards
    • Earn 3 points for every $1 spent on purchases at AT&T and at retail and travel websites
    • Earn 1 point for every $1 spent on all other purchases
  • Signup Bonus Credit of up to $650 when you spend $2,000 in the first 3 months of account opening
  • Chip Technology Chip-and-Signature
  • Foreign Transaction Fee 3%
  • Intro Balance Transfer APR -
  • Regular Balance Transfer APR 14.99%-22.99% (Variable)
  • Cash Advance APR 25.24% (Variable)
  • Penalty APR Up to 29.99% (Variable)
  • Late Fee Up to $35
  • Returned Payment Fee Up to $35

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.


  • 10,000 Anniversary Bonus Points: When you spend $10,000 in a year.
  • Citi® Private Pass®: Special cardmember–only access to purchase tickets for exclusive events, VIP packages, preferred seating and presale tickets to hot concerts, sports experiences and movie screenings.


  • The Lost Wallet® Service: Emergency card replacement service.
  • Citi® Identity Theft Solutions: Help in case your identity gets stolen.
  • Fraud Protection: You will not be held responsible for unauthorized charges made on your account.
  • Fraud Early Warning: Get warned if there is suspicious activity.
  • Dispute Resolution: Citi handles disputes for you so you don’t have to.


  • Purchase Protection: Purchases are covered for 120 days against theft or damage; up to $1,000 per item, up to $50,000 per year.
  • Extended Warranty Protection: Eligible warranties can be extended by up to an additional year within 120 days from the date of purchase; up to $1,000 per item, up to $50,000 per year.
  • Price Protection: If you made a purchase in the U.S. that you find advertised at a cheaper price within 60 days, you can get reimbursed the difference; up to $300 per item, $1200 per year.


  • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $1,500 for non-refundable costs.
  • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined; up to $50,000.
  • Travel Accident Insurance: Get reimbursed up to $250,000 if you or a family member gets in an accident while traveling.

Mastercard Benefits

  • This card comes with Mastercard benefits. You will be provided with a list of benefits available to you once you get approved for your card.

Visitor Reviews

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The Insider

Brendan Harkness
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Brendan Harkness | Oct 21, 2016

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The Upromise World MasterCard offers up to 10% cash back at select retailers, and you can redeem your rewards directly to your college fund or student loan.

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Brendan Harkness | Sep 22, 2016

The Ultamate Rewards Credit Card and Ultamate Rewards MasterCard both offer 2 points per dollar at Ulta, along with member-only rewards and benefits.

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