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Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

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The Platinum Select could be a good option for travelers who fly AA somewhat often, with 2X miles per dollar on American Airlines, gas station, and restaurant purchases. It provides some useful time- and money-saving perks, like priority boarding and free checked bags, plus a discount on AA inflight purchases.

Citi is a Credit Card Insider advertiser.

Our rating
Min. credit level: Good
Annual Fee: $99, waived for first 12 months
Regular APR: 15.99% - 24.99% (Variable)

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

Our rating
Good Min. credit level
$99, waived for first 12 months Annual Fee
Apply Now Read Our Review

Highlights & Features


Spending Rewards
  • 2X AAdvantage miles per dollar at:
    • American Airlines
    • Gas stations
    • Restaurants
  • 1X AAdvantage mile per dollar on all other purchases
Introductory Bonus
  • 50,000 AAdvantage bonus miles for spending $2,500 in the first 3 months

Balance Transfers

A balance transfer is a way to move debt from one card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 15.99% - 24.99% (Variable)
Balance Transfer Fee 3% of each balance transfer; $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR Up to 29.99% Variable
Late Fee Up to $40
Returned Payment Fee Up to $40
Additional Cards Annual Fee $0
Foreign Transaction Fee 0%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 25.24% (Variable)
Cash Advance Fee 5% of each cash advance; $10 minimum
How to Get a Cash Advance with a Credit Card
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®


  • Earn 50,000 American Airlines AAdvantage® bonus miles after $2,500 in purchases within the first 3 months of account opening
  • Earn 2 AAdvantage® miles for every $1 spent at gas stations and restaurants
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn a $125 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card
  • No Foreign Transaction Fees
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation
  • Enjoy preferred boarding on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% – 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.


Citi has several card types depending on your needs.

Manage your Account & Pay your Bill

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Credit card issuer's website

Speak to Customer Service

1-800-950-8114 or

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The Citi / AAdvantage Platinum Select World Elite Mastercard offers American Airlines AAdvantage bonus miles, as well as some great benefits and a generous welcome bonus.

You’ll earn 2X AAdvantage miles per dollar spent on all your American Airlines purchases, in addition to any miles you’d earn from your regular membership. There are also handy bonus categories for restaurants and gas stations.

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