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    United MileagePlus® Club Card

    United MileagePlus® Club Card

    For People with
    Good Credit

    Apply Now

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    Best Credit Card Signup Bonus Offers: 2019
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    The United MileagePlus Club Card offers a lot of incentives for anyone who flies United frequently.

    You’ll get 2X miles per dollar at United Airlines, and 1.5X miles per dollar for every other purchase. There’s also a signup offer of 50,000 bonus miles for spending $3,000 in the first 3 months after account opening.

    Cardholders get complimentary United Club membership, with free access for the primary cardholder and two guests. Free first and second checked bags are included, as well as other airline perks.

    This card has a $450 annual fee, and no foreign transaction fees.

    The United MileagePlus Club is one of our picks for the Best Airline Credit Cards.

    Card Quick Facts

    Card Quick Facts

    • 2X miles for every $1 spent on United Airlines purchases
    • 1.5X miles for every $1 spent on all other purchases
    • 50,000 bonus miles for spending $3,000 on purchases in the first 3 months
    • Miles never expire
    • United Club membership, with free access for you and two guests
    • Free first and second checked bags, for you and one traveling companion
    • Premier Access travel services
    • Chase Luxury Hotel & Resort Collection
    • World of Hyatt Discoverist status
    • No foreign transaction fees
    • $450 annual fee
    United MileagePlus® Club Card

    For People with
    Good Credit

    Apply Now

    REVIEWS

    Reviews
    Read Our Full Review
    Best Pick

    BEST PICK

    Best Pick
    Best Credit Card Signup Bonus Offers: 2019
    Best Airline Credit Cards: 2019
    Best High Limit Credit Cards: 2019
    Best Military Credit Cards
    Best Rewards Credit Cards

    Manage My Card

    Want to pay a bill or check your balance?

    Pay My Bill

    Pay My Bill
    Request Credit Limit Increase

    Request Credit
    Limit Increase
    Speak to Customer Service
    Speak to Customer Service

    1-800-432-8117

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    Check Application Status

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    Application Status

    Card Details

    Rewards

    Rewards

    • 2X miles for every $1 spent on United Airlines purchases
    • 1.5X miles for every $1 spent on all other purchases
    • Miles never expire
    How to Redeem

    Introductory Bonus

    • 50,000 bonus miles after spending $3,000 on purchases in the first 3 months after account opening
    Card Stats

    Card Stats

    Annual Fee $450
    Additional Cards Annual Fee $0
    Regular Purchase APR 17.99%–24.99% Variable
    Intro Purchase APR -
    Foreign Transaction Fee 0%
    Chip Technology Chip-and-Signature
    Minimum Credit Limit $15,000
    Maximum Credit Limit -
    Free Credit Score No
    Penalty APR None
    Late Fee Up to $38
    Returned Payment Fee Up to $38
    Balance Transfers

    Balance Transfers

    Intro Balance Transfer APR -
    Regular Balance Transfer APR 17.99%–24.99% Variable
    Balance Transfer Fee 5%, $5 minimum

    A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

    How balance transfers work
    Cash Advances

    Cash Advances

    Cash Advance APR 26.99% Variable
    Cash Advance Fee 5%, $10 minimum

    Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

    How cash advances work

    Card Benefits

    Check your card’s Guide to Benefits to learn the specific benefits your card offers and how to access them.

    Read about this specific card’s benefits
    Learn about credit card benefits

    • United Club℠ Membership

      Up to a $550 value per year, includes free access for you and two guests to all United Club locations and participating Star Alliance™ affiliated lounges worldwide. This doesn’t extend to authorized users.

    • Premier Access® Travel Services

      Priority check-in, security screening (where available), boarding, and baggage handling privileges.

    • Free First and Second Checked Bags

      For you and one companion on the same reservation.

    • Luxury Hotel & Resort Collection

      Room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 750 luxury hotels and resorts worldwide.

    • World of Hyatt Discoverist Status

      A 10% point bonus, room upgrades, and other benefits at Hyatt properties.

    • Hertz Gold Plus Rewards®

      Get a 25% point bonus, upgrades, and exclusive offers at Hertz.

    • Complimentary Premier Upgrades

      MileagePlus Premier members can get award ticket upgrades on United flights when available.

    • No fees on Close-in Award Bookings

      On United flight tickets.

    • United MileagePlus Events

      Use award miles to access exclusive experiences and events.

    • Inside Access from Chase

      Cardholders get access to private experiences such as celebrity meet-and-greets and private culinary and sports events.

    • Visa Signature Concierge

      Complimentary concierge service 24/7, for non-emergency assistance with a variety of tasks.

    • Fraud Protection

      You will not be held responsible for unauthorized use of your card (contact customer support immediately if you suspect fraud).

    • Purchase Protection

      Purchases are covered for 120 days against theft or damage, up to $10,000 per claim and $50,000 per year.

    • Price Protection

      If a purchased item is found being advertised for a lesser price within 90 days, reimbursement may be provided up to $500; limited to $2,500 per year.

    • Extended Warranty Protection

      Eligible warranties of 3 years or less can be extended by up to an additional year.

    • Return Protection

      If a merchant won’t take back an item within 90 days, reimbursement is available for eligible items, up to $500 per item; up to $1,000 per year.

    • Travel and Emergency Assistance

      Provides help with emergencies, including legal and medical referrals.

    • Trip Cancellation / Trip Interruption Insurance

      If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 for non-refundable costs.

    • Trip Delay Reimbursement

      If your common carrier is delayed more than 12 hours, provides reimbursement for eligible expenses.

    • Lost Luggage Reimbursement

      If checked or carry-on bags are lost or damaged, you can be reimbursed up to $3,000 per passenger.

    • Baggage Delay Insurance

      Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

    • Auto Rental Collision Damage Waiver

      Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

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    United MileagePlus Club Card
    Average rating:  
     1 reviews
    by Tim Evans
    Be Carefui with Chase Cards!

    Be careful with the Chase United Plus card . . . I’ve been with them since 2005, and (due to some circumstances) missed one payment.As soon as I found out about it, I paid it immediately (had more than enough in my chase bank account, so just made an online transfer to pay the credit card).They are taking four days to credit my account with the payment. In the mean time I’m incurring huge interest charges, I can’t use my card at all (and, suspect they’re making plenty for Chase investing my funds for four days).So much for valuing customer loyalty! I’m going to be evaluating some other card options.

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