United MileagePlus Club Card

Quick View

• Annual Fee $450
• Intro Purchase APR -
• Regular Purchase APR 16.24% - 23.24% *Variable
• Rewards
  • Earn 2 miles for every $1 spent on United Airlines purchases
  • Earn 1.5 miles for every $1 spent on all other purchases
  • Miles never expire
• Signup Bonus $100 statement credit after your first purchase
• Chip Technology Chip-and-Signature
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• Foreign Transaction Fee 0%
• Intro Balance Transfer APR -
• Regular Balance Transfer APR 16.24% - 23.24% *Variable
• Cash Advance APR 25.24% *Variable
• Penalty APR See Terms
• Late Fee Up to $37
• Returned Payment Fee Up to $37

Card Benefits

Check your card's Guide to Benefits to learn the specific benefits your card offers and how to access them. Learn more about credit card benefits here.

Perks

• United Club℠ Membership: Up to a $550 value per year, includes free access to all United Club locations and participating Star Alliance™ affiliated lounges worldwide.
• Premier Access® Travel Services: Priority check-in, security screening (where available), boarding, and baggage handling privileges.
• Free first and second checked bags for you and one companion on the same reservation
• Access Hertz Gold Plus Rewards® program
• Luxury Hotel & Resort Collection privileges: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 750 luxury hotels and resorts worldwide.
• No fees on close-in award bookings on United tickets
• Inside Access from Chase: Cardholders get access to private experiences such as celebrity meet-and-greets to private culinary and sports events. For more information go to InsideAccess.com.

Security

• Fraud Protection: You will not be held responsible for unauthorized use of your card.

Shopping

• Purchase Protection: Purchases are covered for 120 days against theft or damage, up to $10,000 per claim and $50,000 per year.
• Price Protection: If a purchased item is found being advertised for a lesser price within 90 days, reimbursement may be provided up to $500; limited to $2,500 a year per account.
• Extended Warranty Protection: Eligible warranties of 3 years or less can be extended by up to an additional year.
• Return Protection: If a merchant won’t take back an item within 90 days, reimbursement will be provided to refund eligible items, up to $500 per item; limited to $1,000 a year per account.

Travel

• Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
• Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 for non-refundable costs.  Eligible reasons include severe weather and sickness.
• Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed up to $3,000 per passenger.
• Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.
• Baggage Delay Insurance: Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.

Visa Signature Benefits

• This card comes with Visa Signature benefits. You will be provided with a list of benefits available to you once you get approved for your card.