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United MileagePlus® Club Card

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Our rating
Min. credit level: Good
Annual Fee: $450
Regular APR: 18.24%–25.24% Variable

United MileagePlus® Club Card

Our rating
Good Min. credit level
$450 Annual Fee
Apply Now Read our Review

Highlights & Features


  • 2X miles per dollar spent at United Airlines
  • 1.5X miles per dollar spent on all other purchases
  • Miles never expire


50,000 bonus miles after spending $3,000 on purchases in the first 3 months after account opening

Balance Transfers

A balance transfer is a way to move credit card debt from one credit card to another with the goal of saving money on interest.

Intro Balance Transfer APR N/A
Regular Balance Transfer APR 18.24%–25.24% Variable
Balance Transfer Fee 5%, $5 minimum
How to Transfer a Balance on a Credit Card


Penalty APR N/A
Late Fee Up to $39
Returned Payment Fee Up to $39
Additional Cards Annual Fee $0
Foreign Transaction Fee 0%
Learn About Types of Credit Card Fees

Cash Advances

Borrowing cash on your credit card is a cash advance. Cash advances usually come with very high fees. Even worse, cash advances can signal to lenders that you’re being irresponsible with money.

Cash Advance APR 27.24% Variable
Cash Advance Fee 5%, $10 minimum
How to Get a Cash Advance with a Credit Card
United MileagePlus® Club Card


  • 2X miles per dollar spent on United Airlines purchases
  • 1.5X miles per dollar spent on all other purchases
  • 50,000 bonus miles for spending $3,000 on purchases in the first 3 months
  • Miles never expire
  • United Club membership, with free access for you and two guests
  • Free first and second checked bags, for you and one traveling companion
  • Premier Access travel services
  • Chase Luxury Hotel & Resort Collection
  • World of Hyatt Discoverist status
  • No foreign transaction fees
  • $450 annual fee


Chase has several card types depending on your needs.

Manage your Account & Pay your Bill

You can usually pay your bill online on your

Credit card issuer's website

Speak to Customer Service

1-800-432-8117 or

Try a different phone number
See all Issuer Cards

The United MileagePlus Club Card offers a lot of incentives for anyone who flies United frequently.

You’ll get 2X miles per dollar at United Airlines, and 1.5X miles per dollar for every other purchase. There’s also a signup offer of 50,000 bonus miles for spending $3,000 in the first three months after account opening.

Cardholders get complimentary United Club membership, with free access for the primary cardholder and two guests. Free first and second checked bags are included, as well as other airline perks.

This card has a $450 annual fee, and no foreign transaction fees.

The United MileagePlus Club is one of our picks for the Best Airline Credit Cards.